Continuous travel insurance for travel within Finland
Our continuous travel insurance is valid automatically whenever you travel abroad for less than 45 days. Continuous travel insurance can be customised to also cover travel within Finland. For longer trips, you can choose a travel time of 90 or 120 days.
What is covered by travel insurance for travel within Finland
You can customise your continuous traveller's insurance to cover personal injuries, such as the costs of an illness or accident during travel. Optionally, you can also protect your luggage by including luggage insurance, which covers broken, lost or stolen property, for example.
The table below shows how Pohjola Insurance continuous travel insurance covers travel within Finland. Please note that when you have Pohjola Travel Insurance that covers travel within Finland, the insurance is automatically valid also in international travel.
What is covered by travel insurance for travel within Finland?
| Traveller's insurance | Luggage insurance | |
|---|---|---|
Traveller's Medical Treatment CoverTreatment expenses of travel illnesses and travel accidents that emerge or occur during travel within Finland. |
Kyllä | Ei |
Travel Cancellation CoverCosts of cancelling a trip within Finland which the tour operator or other service provider is not obliged to refund. |
Kyllä | Ei |
Travel Interruption CoverTravel services within Finland which you have paid in advance but cannot use due to illness or injury. |
Kyllä | Ei |
Delayed Departure CoverAdditional travel expenses needed to reach the destination in the event that the departure of a public transport service is delayed by at least four (4) hours. |
Kyllä | Ei |
Missed Departure CoverNecessary and reasonable travel and accommodation costs in order to depart on the trip or, if you are unable to depart, the price of the trip if your means of transport is delayed. |
Kyllä | Ei |
Traveller’s Crisis CoverEvacuation, psychotherapy and cancellation costs due to a natural catastrophe, epidemic or act of terror in your travel destination in Finland. |
Kyllä | Ei |
Traveller’s Daily Allowance CoverYou will be compensated a daily allowance if you are disabled due to a travel accident during travel within Finland. |
Kyllä | Ei |
Traveller’s Disability CoverYou will receive a lump-sum compensation in accordance with the applicable disability category under the Workers' Compensation Act if you are disabled due to a travel accident. |
Kyllä | Ei |
Traveller’s Death CoverThe beneficiary of your choice will receive a lump-sum compensation if you die in an accident during your trip. |
Kyllä | Ei |
|
Your luggage is stolen or damaged |
Ei | Kyllä |
|
Your luggage is lost or left behind |
Ei | Kyllä |
|
Arrival of your luggage to the destination on the outward trip is delayed by more than two (2) hours. |
Ei | Kyllä |
|
Your passport, visa or travel tickets are stolen. |
Ei | Kyllä |
|
Your money or financial securities are stolen. |
Ei | Kyllä |
What is not covered by travel insurance for travel within Finland?
Travel insurance for travel within Finland is not valid everywhere in the country. The following restrictions apply to insurance cover:
- The insurance does not cover losses that occur less than 50 kilometres from your home, place of work or study or holiday home.
- The insurance does not cover losses that occur during travel between these locations
Pohjola Health Advisor at your assistance in domestic travel
By insuring your travels within Finland with Pohjola Travel Insurance, you also have access to the Pohjola Health Advisor service. In the event of an illness or injury, you can contact the Health Advisor by phone or with a chat message in the Pohjola Health Advisor app. The Health Advisor will evaluate your symptoms and, if necessary, refer you directly to appropriate treatment. As our customer, the service is free of charge to you.
What other insurance covers travel within Finland?
If you only want to protect yourself against illness and injury, you do not necessarily need separate travel insurance when travelling within Finland. If you have taken out health insurance for yourself, the insurance is valid throughout the country. This means that the insurance is also valid when you are at home, in your place of work or study, or holiday home.