The EU Payment Services Directive 2, or PSD2, entered into force in its entirety on 14 September 2019. Based on the Directive, everyone needs to log into services related to payments or viewing account details with a method that meets the criteria for strong authentication. The purpose of the legislative amendment is to guarantee the safety of the customer, customer details and payments.
Soon you can log in and confirm transactions on op.fi by using the Mobile key
Soon you can also select the Mobile key as a means of authentication at op.fi. Its use will be extended to op.fi alongside the key code list. It will be possible to use the Mobile key in other services too, such as MyTax and Kela, and for confirming online payments.
The Mobile key is an authentication method that enables you to log in and confirm payments and transactions by using your personal device and a PIN code you’ve selected yourself. To use the Mobile key in our services, you’ll need a smartphone or tablet, to which you can download OP’s free-of-charge mobile app: OP-mobile or OP Business mobile.
Changes to login view
Extending the use of the Mobile key to op.fi will change the login view. In the future, you can log into op.fi by using either the key code list or the Mobile key. We will separately announce the date of the change.
The Mobile key is always with you and it can’t be copied. If is a safe means of authentication that already works in login and in the confirmation of payments and transactions on OP-mobile and OP Business mobile.
Use of the Mobile key will extend to online shopping
As of September 2019, the confirmation of card payments in webshops will change in stages as we renew our cards.
You can continue to use the key code list too
You can still select the key code list as the means of authentication at op.fi. In this case, you will log in and confirm payments and transactions by using your username, password, key code list and, if necessary, an SMS confirmation.
This means that when you use a key code list, you need a device that can receive SMSes. Receiving SMSes is free of charge for you. The bank’s SMSes requesting further confirmation will always be sent from the number +358407118180, and they are signed by OP.