Please check your new card’s changed billing details carefully.
Your credit will be transferred to the new card
If your credit card has balance, it will be transferred to the new card. The transfer will show in your next bill.
Your card’s possible positive balance will also be transferred.
After the balance has been transferred from your old card, you will see the transaction Saldonsiirto (balance transfer) on your credit account.
Your changed billing details
Along with your new card, the credit’s payment details will be updated. Note the following changed details:
Bill's reference number
Payee's account number: New account number is: FI10 5000 0120 3374 71
The due date will be one day earlier as follows:
|Old card’s due date||New card’s due date|
|Day 1||Last day of the month|
|Day 8||Day 7|
|Day 16||Day 15|
|Day 24||Day 23|
If your current due date is not listed above, it will be moved forward. In that case, your due date will move to the next closest new due date mentioned above.
- Bill’s minimum payment
If the amount of minimum payment of your current card is the same fixed sum each month, it will be 3% of your outstanding balance on your new card. The outstanding balance includes interest and charges. The amount of minimum payment is calculated on the outstanding balance on the billing date. As the outstanding balance decreases, so does the minimum payment. However, the minimum payment is always at least 30.00 euros.
If you have selected the payment of the outstanding balance always in full as your repayment method, there will be no changes in your repayment method.
You can change your bill’s minimum payment on the op.fi service, OP-mobile or by contacting OP’s customer service at 010 252 7020.
How can I differentiate between the old and the new bill?
You can differentiate between the bills on the basis of the changed appearance and the payee’s account number.
Pay the bill that shows the new billing details. A bank statement/zero-amount bill will be delivered for your old card, showing the old card’s transactions and balance transfer.
|Old account number||New account number|
|FI 25 5000 0120 0259 28||FI10 5000 0120 3374 71|
Have you adopted e-invoice yet?
If you receive e-invoices to some other bank’s online service, you will receive your first new bill in paper form. In this case, you need to order your credit card bill again as an e-invoice. Use the billing details shown in the paper bill. The payee and subject of invoice are as stated in the table below.
If you have chosen OP’s e-invoices for your old card, you will also get your new bills as e-invoices. Note that the automatic e-invoice confirmation setting will not be automatically applied to your new e-invoices. If you want to use automatic e-invoice confirmation for the new bill, select it in the e-invoice order settings.
You can edit e-invoice orders at op.fi (in Finnish) in E-laskujen hallinta (Manage e-invoices). Under your e-invoice orders, you will see two orders: one for your old and one for your new card. You can delete the old card’s e-invoice order.
How to differentiate between the two e-invoices:
|Old card’s e-invoice||New card’s e-invoice|
|Payee||OP Card Company Plc||OP Card Company Plc|
|Subject of invoice||Mastercard||Visa/Mastercard bill|
Are you using a payment template?
If you have saved a payment template for OP-Mastercard or K-Plussa Mastercard bills on OP eServices, you need to update the following details to it:
Payee: OP Card Company Plc
Account: FI10 5000 0120 3374 71
Reference: See your new bill for the reference for your credit.
If you have OP eServices user identifiers, check the reference for your credit in Omat kortit (My cards) > Uusi OP-Mastercard (tai K-Plussa Maksuaika) (New OP-Mastercard (or K-Plussa Maksuaika)) > Kortin ja luoton tiedot (Card and credit details) > Laskutus (Billing).