Workers' compensation insurance
Statutory workers’ compensation insurance protects employees in the event of workplace accidents and occupational diseases. The policy covers accidents that happen at work or on the way to or from work and guarantees quick access to medical treatment.
Accident Insurance for Entrepreneurs
Self-employed persons’ accident insurance provides the most comprehensive insurance cover for self-employed persons in the event of accidents. The insurance pays out on the basis of the Workers' Compensation Act. Ask us for a quote!
Comprehensive medical expenses insurance provides you with fast, high-quality care. We help you improve the well-being and health of your personnel. Our efficient clinical pathway helps you reduce absence due to illness.
Group accident insurance
Get comprehensive leisure-time accident insurance for your employees and give them quick access to treatment. Find out what our leisure-time accident insurance covers and ask us for a quote!
Insure business trips of your employees comprehensively at Eurooppalainen.
Insurance cover against permanent and short-term disability.
Life Insurance for Companies helps commit your employees and ensures business continuity – Get life insurance for personnel or life insurance for entrepreneurs!
Group Life Assurance
Employees' group life insurance is life insurance based on collective agreements taken out by employers for their employees.
Group pension insurance supplements employees’ statutory pension cover and enables flexible retirement.
OP Pension Insurance for Corporate Customers
Supplement your company’s pension cover and secure your employees’ commitment.
Försäkringsskydd för professionella idrottsutövare
Professional sports cover is a statutory insurance policy that guarantees comprehensive accident and pension cover for sportspeople engaged in individual and team sports.
Critical illness cover
Insure yourself as an entrepreneur and your employees against serious illness or accident.
Repayment Security Insurance on Corporate Loans
Cover your company's finances and future against illness, injury or death of key personnel.
Latent Defects Insurance
Latent Defects Insurance prepares you for housing production risks and insolvency.
Business interruption insurance
Business Interruption Insurance secures your company's financial situation if its business is interrupted or disturbed by sudden, unforeseeable property damage or personal injury. Read what Business Interruption Insurance covers.
Legal expenses insurance
With legal expenses insurance, your company is prepared for the costs of legal advice and legal proceedings in the event of a dispute. Legal expenses insurance should be taken out immediately after establishing the company. Read more and ask for a quote.
Business liability insurance protects your company against indemnification liabilities for material damage or bodily injury. Read more about business liability insurance and other forms of liability insurance.
Healthcare and medical care providers in Finland are required to take out patient insurance. Learn more about the contents, compensations and price of patient insurance!
Credit Insurance protects your sales receivables against customers' insolvency or reluctance to pay.
Cyber-insurance not only provides compensation but also quick expert assistance if your company is subject to, for example, data system break-in or denial-of-service attack.
Corporate property insurance: Property risk insurance and Corporate insurance
Vakuutusturva yrityksen omaisuudelle. Pohjolan Omaisuusvakuutuksilla suojaat yrityksesi kiinteän ja irtaimen omaisuuden. Tutustu ja pyydä tarjous.
Motor vehicle insurance
Easy way to insure your company’s cars, vans, lorries, working machines and other vehicles. Tailored solution to your company’s needs.
Cargo Insurance covers losses to company property during transportation within Finland and abroad.
Real Estate Insurance
Insure your company’s real estate with a comprehensive real estate insurance. Real estate insurance is suitable for buildings of all types. The sum insured can be the full value of the building or up to an agreed amount.responsible.
Erection all risks insurance and contractors all risks insurance
Cover installation and construction projects performed by your company against various damage conveniently with a single insurance policy.
Insure the equipment carried along by employees with the comprehensive Equipment Insurance. Equipment Insurance can be taken out by companies in various fields of industry and of various sizes. Learn more and ask for a quote.
Corporate Travel Insurance is your employees’ most important travel companion. Among other things, Corporate Travel Insurance covers travel illnesses and travel accidents, damaged/lost luggage, and interruption of travel.
Property insurance for public bodies
For the protection of public body or parish real estate and movable property
Special Corporate Insurance
All company insurance policies you need to cover your company’s movable property and operations. Special Corporate Insurance also covers sudden breakage losses.
Farm Production Insurance
Farm Production Insurance covers property and operations relating to farming and its subsidiary occupation.
What to do if your company’s car is damaged in a collision and you need, for example, towing?
Was your company’s property damaged as a result of a storm, leak or fire? See instructions.
What to do if your company is liable for personal injuries or material damage or if the company’s operations are suddenly interrupted?
Health – instructions for employee
Did you fall ill or injure yourself at work, when commuting or during your free time? Read instructions for employees here.
Health – instructions for employer
What to do if an entrepreneur or your company’s employee falls ill or is injured?
Did you become ill on a business trip, was your luggage stolen or did your travel plans change? See instructions.
What to do if your company phone breaks or is stolen?
See the instructions if you have a fire at your farm, harvest is destroyed or a production animal is lost.
What to do if your working machine is broken or damaged as a result of vandalism?
Has your forest suffered damage owing to storm, fire or snow? See instructions.
Are you dissatisfied with our decision?
Don't hesitate to contact us if something in your insurance contract is unclear or you are not satisfied with a claim settlement decision. We will revise the decision if a mistake has been made.
Pohjola Insurance's advisory medical officers
Advisory medical officers
Pohjola Insurance's partner network
Did you encounter a loss? From Claim Help, you can locate our nearest partners
What is risk management all about?
Risk management involves assessing and analysing risks and assigning risk management responsibilities and implementing related measures.
Property and operational insurances
What is included in the management of risks to property and operational risks?
Risks to property and operational risks
Assess your company’s risks and be prepared. This is how you secure the continuity of your company’s business.
We know corporate insurance and the risks associated with various sectors. We can provide appropriate policies for your company’s property, operations and employees.
What kind of risks are involved in business operations and how to protect your company against them?
Do you know what entrepreneur's mandatory insurances are? Entrepreneur's statutory insurances can be supplement with entrepreneur's voluntary insurances.
Which solution is best for you? We provide solutions for the working capacity maintenance and insurance needs of entrepreneurs, personnel and farmers.
What could happen to You
Pohjola Health Advisor for businesses
Call Pohjola Health Master if you are worried about your health and you’re not sure if you should go to work.
Our solutions for interest, market, exchange rate, finance, liquidity, customer and counterparty risk protection.
Financial risk management seeks to support your company in its financial targets and preventing unwelcome events.
Funding and liquidity risks
More efficiency liquidity management ensures that your company’s payment obligations are met under all circumstances.
Customer and counterparty risk management
By hedging against customer and counterparty risks, you can secure business with your foreign partner.
Market risk management
The management of market risks is the basis for predicting your company's business and maintaining liquidity.
Interest rate risk management
Korkoriskien hallinnan tavoitteena on korkokustannuksiin liittyvän epävarmuuden ja epäedullisiin korkoliikkeisiin liittyvien korkokustannusten pienentäminen.