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Windscreen Cover for all passenger car comprehensive motor vehicle insurance policies

As of this April, Standard and Medium Motor Insurance for passenger cars include the option of Windscreen Cover against windscreen damage. Previously, Windscreen Cover was available only in Super Motor Insurance.

Windscreen damage occurs most frequently between March and May as snows thaw and rocks as well as worn winter tyre studs easily loosen, fly up and collide with the windscreen.

Windscreen repair and compensation for damage are handled quickly and effortlessly by our repair shop partners.

All instructions for loss events and contact details for our partners are available in OP Claim Help. In comprehensive motor vehicle insurance damage, our telephone service is available 24/7. You no longer need to contact the insurance company separately. In the event of damage to the windscreen, for example, you can visit our repair shop partner directly and no longer need to file a separate loss report.

Significant savings with Windscreen Cover

During a typical month, about one to two thousand OP insurance customers suffer windscreen damage, but in April, this number rises significantly. In April last year, our insurance provided compensation for 7,700 damaged windscreens.

The amended Government Decree on Vehicle Inspections, which entered into force last year, has increased the number of replaced windscreens, since the inspection may now disqualify a car due to a broken windscreen. This change is due to the fact that a broken windscreen represents a safety hazard and is in many car models part of the load-bearing body.

On average, replacing a windscreen costs around 600 euros, but with more expensive models, this figure may rise as high as 1,500 to 2,000 euros. The cost is higher if the windscreen is heated or equipped with a rain or light sensor, for example. For this reason, Windscreen Cover offers significant savings since repairing a broken windscreen is free of charge and replacing it has a deductible of only 150 euros.