As of the launch date, you can make investments in Finnish companies listed on the Nasdaq Helsinki stock exchange or the First North Finland marketplace from your OP equity savings account, giving your investments the best chance of long-term growth. You will only pay tax when withdrawing funds from the equity savings account.
To open an equity savings account, you need to have either the Saver’s service package or the Investor’s service package. These service packages include equity and market analysis, and custody. The trading fees depend on the customer’s chosen package. The Saver’s service package, and therefore the equity savings account, are free of charge for our owner-customers.
See the list of service charges and fees here
Equity savings account continues to evolve
Development of the service will continue after the launch, expanding the ways in which the account can be used. In future, it will be possible to trade in foreign companies’ shares and transfer an equity savings account opened with another operator to OP. Future versions of the account can also be opened on the op.fi service and at our bank branches. Later, it will also be possible to open an account for a child.
OP’s equity savings account is an integral part of a wider asset management upgrade, which will enable us to continue providing unrivalled investment services for our customers. Our service development project was so large-scale that we could not make the equity savings account available as soon as we would have liked. However, the wait will soon be over! We hope that you find use of the equity savings account and our other services rewarding.