How to gift money conveniently without cash

Year after year, cash is the preferred gift for young people celebrating their graduation. The range of money gift options available today is broad, and instead of bills you could consider giving money in a more modern form.

Transfer money directly to the gift receiver’s account

Are you already familiar with Siirto payment? It’s an easy way of giving money as a gift on OP-mobile or Pivo, simply by means of a phone number. You can congratulate the graduate in the transfer’s message field. You don’t need the gift receiver’s bank or account details, and the money transfers quickly to their account, even to another bank. Please note that the gift receiver needs to have enabled Siirto payments.

If you do know the gift receiver’s account number, you can also send the money by credit transfer. Don’t hesitate to ask for the account number when you wish to gift money by credit transfer.

Did you know that you can also give mutual funds, stocks or the OP cooperative bank’s owner-customer membership as a gift?