OP Uusimaa OP Uusimaa granted 36 per cent more corporate loans in 2025 than the previous year
OP Uusimaa granted 36 per cent more loans in 2025 than the year before. The loans granted are aimed particularly at companies' new investments. However, demand for corporate loans in early 2026 has been quieter than the previous year, and OP Uusimaa Executive Vice President Hannu Ujula is calling on companies to have the courage to invest in growth.
The amount of corporate loans drawn also increased: new corporate loans totalled €541 million , which is 28 per cent more than the previous year.
- "We have eased our credit policy over the past year, enabling faster growth for SMEs in Uusimaa. The Finnish economy needs growth, and we want to act as a partner to boldly growing, renewing companies," emphasizes Hannu Ujula, Executive Vice President responsible for corporate and institutional customers at OP Uusimaa.
In particular, the share of investment financing granted by OP Uusimaa increased by 26 per cent during the past year compared to 2024. The amount of investment financing out of the bank's €5.1 billion corporate and institutional customer loan portfolio was €1.6 billion.
OP Uusimaa's corporate financing was granted most frequently for transactions involving the company’s own real estate, to the information and communications sector, and to the metal industry.
The financial situation of Uusimaa companies is stable
Last year, the financing granted to small and mid-size enterprises by all OP Pohjola cooperative banks increased 33 per cent in terms of euros compared to 2024. OP Pohjola's corporate loan portfolio grew most strongly in Uusimaa.
During 2025, OP Uusimaa's portfolio of loans to corporate customers increased by 11% and amounted to approximately 5 billion euros. The interest rate protection share of the corporate loan portfolio has increased to 37 per cent during 2025, compared to approximately 32 per cent at the end of 2024.
- "Our customers are protecting their credit more actively than before. This not only indicates that customers' risk management competence has developed, but also that uncertainty is seen in the global economy and, consequently, in interest rate developments," says Hannu Ujula.
The credit risk position of OP Uusimaa's corporate customers is excellent and the share of non-performing exposures is decreasing. Deposits, in turn, have increased over the past year.
- "The financial situation of SMEs in Uusimaa is stable. Despite the uncertainty in the global economy, I believe that the conditions for growth exist. What is needed now is confidence and also the courage to invest in the future," Hannu Ujula emphasises.