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Kevät 2021 We reward our owner-customers!

As an OP cooperative bank owner-customer, you’ll get 30% more bonuses in 2023!
Haasta sujuva arki Use services that make daily life easier

Services for smooth daily banking - benefits for life
Everything for your car under one roof

Get the best discounts and benefits by choosing us for your car’s financing and insurance.
Yrittäjän talousvalmennus Entrepreneur, learn the basics of money management

Find concrete help and support for your company’s daily money management in one place. Read more about Financial coaching for entrepreneurs.
Anticipate risks and secure the continuity of your farm

Improving the safety on the farm is an investment in the future. We are at your side.

OP’s banking services

  • Become OP’s customer

  • Become OP’s corporate customer

  • Owner-customer benefits

  • Savings calculator

  • Loan calculator

Pohjola Insurance services

  • Insurance for private customers

  • Insurance for corporate customers

  • Request an offer for several insurance products

  • Did you encounter a loss? Navigate to Claim Help

  • Learn more about Pohjola Insurance

What's new

  • 22.11.2022 The 1% ceiling for an owner-customer equity investment will continue
  • 18.11.2022 Warning: fraudsters are phishing for data in online marketplaces for second-hand goods
  • 7.11.2022 This is what the new op.fi service for corporate customers look like
  • 7.11.2022 Mergers of our mutual funds

The best time to take out life insurance is now

You will get a 20% discount on life insurance for the first 12 months. The offer is valid until 31 December 2022 for personal customers.

Transfer your home loan to OP

Requesting a loan offer is free and will not obligate you in any way. Read more and apply for a home loan!

​We’re right here when you need us​

Owner-customer membership of an OP cooperative bank – benefits for life. Learn more about owner-customer.

Most used banking services

  • Home loan

  • Best deal on your home loan

  • Student loan

  • Car loan

  • ASP loan

  • All loans

  • Debit cards and credit cards

  • E-invoice

  • Mobile Money

Most used insurance services

  • Car insurance

  • Motor liability insurance

  • Motorcycle insurance

  • Home insurance

  • Life insurance

  • Health insurance

  • Baby insurance

  • Dog insurance

  • Request an insurance offer

Most used corporate services

  • Cash management

  • Netbank for corporate customers

  • Merchant services

  • Working capital

  • Services for entrepreneurs

  • Insurance for entrepreneurs

  • Liability insurance

  • Workers’ compensation insurance

  • Corporate loan

Most used saving and investment services

  • Funds

  • Index funds

  • Stocks and investing in stocks

  • ETF investing and ETFs

  • Saving through insurance

  • Owner-customer benefits from saving and investment

  • Where should you invest in right now?

  • OP Investment Partner

  • Profit Share

Digital services

  • OP-mobile

  • OP Business mobile

  • Electronic Signature Service

  • OP Home

  • Pivo

  • OP Private

  • OP Forest

  • OP Forest Appraisal

  • OP Self-employed service

  • Do the following in the case of fraud

Tools and calculators

  • Pohjola Claim Help

  • Loan calculator

  • Home loan calculator

  • IBAN calculator

  • Insurance calculator

  • Motor vehicle insurance calculator

  • Reference calculator

  • Bonus calculator

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