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Additional benefits for owner-customers in 2025

As an owner-customer, you'll get 40% more OP bonuses than normal and daily banking services without monthly charges.

We take managing your assets personally

Your wealth is one of the most personal things in life. That's why we also take it personally.

Is your dear pet already insured?

Cover your dog, cat or horse for the duration of their life by taking out Pohjola Animal insurance today.

Factoring enhances the management of your company's working capital

The new OP Factoring solution is intended for financing B2B invoicing between smaller companies that are customers of OP cooperative banks.

Mies ja nainen katsovat hymyillen toisiaan.

Protect your employees during every moment

Also ensure a speedy recovery in the event of non-work related accidents – supplement the workers' compensation insurance to cover leisure time and remote work.

OP’s banking services

Become OP’s customer
Become OP’s corporate customer
Owner-customer benefits
Savings calculator
Loan calculator

Pohjola Insurance services

Insurance for private customers
Insurance for corporate customers
Request an offer for several insurance products
Did you encounter a loss? Navigate to Claim Help
Learn more about Pohjola Insurance

What's new

25.4.2025 Mergers of our mutual funds
24.3.2025 E-invoice proposals on Fortum invoices for customers
18.3.2025 You can now find the statement of fees for 2024 in My archive
3.3.2025 The key code lists have been redesigned – have you replaced yours yet?

Buy holiday home insurance easily online

Choose a holiday home insurance with covers and deductibles just right for your needs. Check the price and buy.

Add K-Plussa to your card

Reduce the number of cards by adding Plussa feature to your OP payment card. You can add the feature free of charge.

More benefits as an Owner Plus customer

You get all the benefits of OP cooperative bank owner-customers as well as your own contact person who can advise you with loans or savings and investments.