Log in with OP user identifiers
As our owner-customer, you will get the OP Gold card free of monthly charges until the end of 2025.
Tailored Consumer Credit with personal interest for major purchases. Apply online and you’ll see your personal interest.
Life insurance protects your loved ones if the worst happens. As an OP cooperative bank owner-customer, you get a discount of 25% on life insurance purchased online.
Engage and reward your personnel with OP Group Pension. You can deduct the insurance premiums from your company's taxes.
Also ensure a speedy recovery in the event of non-work related accidents – supplement occupational accident insurance to cover leisure time and remote work.
Become OP’s customer
Become OP’s corporate customer
Owner-customer benefits
Savings calculator
Loan calculator
Insurance for private customers
Insurance for corporate customers
Request an offer for several insurance products
Did you encounter a loss? Navigate to Claim Help
Learn more about Pohjola Insurance
Choose the covers you need against illness and accident and buy health insurance online.
Pre-Christmas party or jointly bought Christmas present? Divide up year-end party expenses conveniently with Siirto. Read how you can activate Siirto.
You get all the benefits of OP cooperative bank owner-customers as well as your own contact person who can advise you with loans or savings and investments.
Home loan
Best deal on your home loan
Student loan
Car loan
ASP loan
All loans
Cards and card use
E-invoice
Mobile Money
Car insurance
Motor liability insurance
Motorcycle insurance
Home insurance
Life insurance
Health insurance
Baby insurance
Dog insurance
Request an insurance offer
Funds
Index funds
Stocks and investing in stocks
ETF investing and ETFs
Saving through insurance
Owner-customer benefits from saving and investment
Where should you invest in right now?
OP Investment Partner
Profit Share
Cash management
Netbank for corporate customers
Start investing
Merchant services
Working capital
Services for entrepreneurs
Insurance for entrepreneurs
Liability insurance
Workers’ compensation insurance
Corporate loan
OP-mobile
OP Business mobile
Electronic Signature Service
OP Home
Siirto payment
Wealth management
OP Forest and OP Forest Appraisal
OP Smart Contracts
OP Self-employed service
Do the following in the case of fraud
Pohjola Claim Help
Home loan calculator
IBAN calculator
Insurance calculator
Motor vehicle insurance calculator
Reference calculator
Bonus calculator
ETF search engine