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Use your owner-customer benefit

As our owner-customer, you will get the OP Gold card free of monthly charges until the end of 2025.

Unsecured loan of 2,000–30,000 euros?

Tailored Consumer Credit with personal interest for major purchases. Apply online and you’ll see your personal interest.

The most important gift is security for your loved ones

Life insurance protects your loved ones if the worst happens. As an OP cooperative bank owner-customer, you get a discount of 25% on life insurance purchased online.

Take care of your personnel's tomorrow

Engage and reward your personnel with OP Group Pension. You can deduct the insurance premiums from your company's taxes.

Mies ja nainen katsovat hymyillen toisiaan.

Protection for your employee during every moment

Also ensure a speedy recovery in the event of non-work related accidents – supplement occupational accident insurance to cover leisure time and remote work.

OP’s banking services

Become OP’s customer
Become OP’s corporate customer
Owner-customer benefits
Savings calculator
Loan calculator

Pohjola Insurance services

Insurance for private customers
Insurance for corporate customers
Request an offer for several insurance products
Did you encounter a loss? Navigate to Claim Help
Learn more about Pohjola Insurance

What's new

2.12.2024 You can now apply for an Energy Efficiency Loan from OP
28.11.2024 The return target for Profit Shares for 2025
25.11.2024 You can make contactless payments with the credit feature
20.11.2024 This is how we develop our services with customer feedback

Health insurance that meets your needs

Choose the covers you need against illness and accident and buy health insurance online.

Pay or request money with the Siirto payment

Pre-Christmas party or jointly bought Christmas present? Divide up year-end party expenses conveniently with Siirto. Read how you can activate Siirto.

More benefits as an Owner Plus customer

You get all the benefits of OP cooperative bank owner-customers as well as your own contact person who can advise you with loans or savings and investments.