Login

Log in with OP user identifiers

OR
Private customer
Cookies missing
You cannot log into the service unless you allow cookies. Allow cookies. Read more
  • main/
  • Home page/
Bonus 2023-laskurilla 30% more OP bonuses for OP cooperative bank owner-customer!

Do you know how much more OP bonuses you could earn in 2023?
Everything for your car under one roof

Get the best discounts and benefits by choosing us for your car’s financing and insurance.
Henkivakuutus Look after your loved ones with life insurance

Free 45% increase to compensation for OP cooperative bank owner-customers and Pohjola Insurance prime customers.
Certificates for financial statements now available online

You can order and download the certificates and other records needed for the company’s financial statements easily online.
Nainen istuu kannettava tietokone sylissä ja pohdiskelee mitä kaikkia tietoturvariskejä hän välttää kybervakuutuksella. Have you secured your company’s data?

Prepare for data security risks and changing regulations with cyber-insurance.

OP’s banking services

  • Become OP’s customer

  • Become OP’s corporate customer

  • Owner-customer benefits

  • Savings calculator

  • Loan calculator

Pohjola Insurance services

  • Insurance for private customers

  • Insurance for corporate customers

  • Request an offer for several insurance products

  • Did you encounter a loss? Navigate to Claim Help

  • Learn more about Pohjola Insurance

What's new

  • 3.2.2023 Support for managing personal finances as the cost of living rises
  • 23.1.2023 OP-prime to rise to 2.2 per cent
  • 5.1.2023 Changes in customer invoicing due to the transfer of municipal social welfare and healthcare services to wellbeing services counties – Read the instructions

Home insurance that suits your home

Whether you’re a tenant or the owner, home insurance protects your home and its contents. Calculate the premium!

Support for personal money management

We’ll be there for you when your cost of living goes up. Learn more about our options for flexibility and protection.  
Nainen ja mies istuvat lattialla, lapsi miehen sylissä

​We’re right here when you need us​

Owner-customer membership of an OP cooperative bank – benefits for life. Learn more about owner-customer.

Most used banking services

  • Home loan

  • Best deal on your home loan

  • Student loan

  • Car loan

  • ASP loan

  • All loans

  • Debit cards and credit cards

  • E-invoice

  • Mobile Money

Most used insurance services

  • Car insurance

  • Motor liability insurance

  • Motorcycle insurance

  • Home insurance

  • Life insurance

  • Health insurance

  • Baby insurance

  • Dog insurance

  • Request an insurance offer

Most used corporate services

  • Cash management

  • Netbank for corporate customers

  • Merchant services

  • Working capital

  • Services for entrepreneurs

  • Insurance for entrepreneurs

  • Liability insurance

  • Workers’ compensation insurance

  • Corporate loan

Most used saving and investment services

  • Funds

  • Index funds

  • Stocks and investing in stocks

  • ETF investing and ETFs

  • Saving through insurance

  • Owner-customer benefits from saving and investment

  • Where should you invest in right now?

  • OP Investment Partner

  • Profit Share

Digital services

  • OP-mobile

  • OP Business mobile

  • Electronic Signature Service

  • OP Home

  • Pivo

  • OP Private

  • OP Forest

  • OP Forest Appraisal

  • OP Self-employed service

  • Do the following in the case of fraud

Tools and calculators

  • Pohjola Claim Help

  • Loan calculator

  • Home loan calculator

  • IBAN calculator

  • Insurance calculator

  • Motor vehicle insurance calculator

  • Reference calculator

  • Bonus calculator

In addition to letters and digits, you can use only a space character and character -.
Go to top of page
Customer service
Give us feedback
Use of cookies
Service charges
Call charges
Electronic signature service
Become OP's customer
Secure transactions
Use of OP eServices
OP Media OP Koti (in Finnish) Pohjola Claim Help
facebook twitter linkedin instagram
© OP Financial Group BIC: OKOYFIHH
Data protection Accessibility Terms of use Terms and conditions