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We have something in common

There are 3.5 million of us OP Financial Group customers. Together, let’s take hold of the future and build a better tomorrow.
Ullakkohuone kuvattuna yläviistosta, nainen makoilee sohvalla ​​Make use of the price benefit for Special Consumer Credit

Special Consumer Credit without the loan servicing fee for 6 months if you draw down the credit on 31 August 2023 at the latest.
​Pohjola Motor Vehicle Insurance at 20% off

Buy motor vehicle insurance easily online. Now 20% off all new comprehensive motor vehicle insurance policies for passenger cars.
An entrepreneur’s life can change in mere seconds - Insure your business against risks

No one can predict the future, but you can always prepare for it.

OP’s banking services

  • Become OP’s customer

  • Become OP’s corporate customer

  • Owner-customer benefits

  • Savings calculator

  • Loan calculator

Pohjola Insurance services

  • Insurance for private customers

  • Insurance for corporate customers

  • Request an offer for several insurance products

  • Did you encounter a loss? Navigate to Claim Help

  • Learn more about Pohjola Insurance

What's new

  • 5.6.2023 OP-prime to rise to 3.20 per cent​
  • 1.6.2023 Travelling to Russia and Belarus
  • 1.6.2023 Free-of-charge book-entry account for all customers aged under 26
  • 22.5.2023 We’ll pay interest on Profit Shares on 1 June

Is your boat insured?

Boat insurance provides cover the year round. Choose a suitable policy and buy online!
Lapsiperhe kahvilassa

Earn interest on your savings

A Growth Return Account provides substantial interest and OP cooperative banks’ owner-customers earn OP bonuses. Open an account here.

OP Critical Illness and Life Cover

Three kinds of cover in one package: critical illness, accidental permanent disability and life insurance.

Most used banking services

  • Home loan

  • Best deal on your home loan

  • Student loan

  • Car loan

  • ASP loan

  • All loans

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  • E-invoice

  • Mobile Money

Most used insurance services

  • Car insurance

  • Motor liability insurance

  • Motorcycle insurance

  • Home insurance

  • Life insurance

  • Health insurance

  • Baby insurance

  • Dog insurance

  • Request an insurance offer

Most used corporate services

  • Cash management

  • Netbank for corporate customers

  • Merchant services

  • Working capital

  • Services for entrepreneurs

  • Insurance for entrepreneurs

  • Liability insurance

  • Workers’ compensation insurance

  • Corporate loan

Most used saving and investment services

  • Funds

  • Index funds

  • Stocks and investing in stocks

  • ETF investing and ETFs

  • Saving through insurance

  • Owner-customer benefits from saving and investment

  • Where should you invest in right now?

  • OP Investment Partner

  • Profit Share

Digital services

  • OP-mobile

  • OP Business mobile

  • Electronic Signature Service

  • OP Home

  • Pivo

  • OP Private

  • OP Forest

  • OP Forest Appraisal

  • OP Self-employed service

  • Do the following in the case of fraud

Tools and calculators

  • Pohjola Claim Help

  • Loan calculator

  • Home loan calculator

  • IBAN calculator

  • Insurance calculator

  • Motor vehicle insurance calculator

  • Reference calculator

  • Bonus calculator

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