Login

Log in with OP user identifiers

OR
Private customer
Cookies missing
You cannot log into the service unless you allow cookies. Allow cookies. Read more
  • main/
  • Home page/
OP elämääsi varten Benefits for the things that matter

Only OP cooperative bank owner-customers get our best discounts on banking and insurance services.
Apply for a home loan easily online

Looking for a safe home loan? Apply for a home loan well in advance, the loan offer is free of charge and does not oblige you to take out a loan.
Kerrostalo Safety and peace of mind for the lessor’s everyday life

Lessor's Insurance and its new additional covers protect everything you should insure as a lessor.
Mies ja puhelin OP Business mobile

Have you tried our banking app for companies? With OP Business mobile, you can do your banking easily and safely – even during your holiday.
Make your dream business come true

Insurance gives you security and peace of mind as you run your business.

OP’s banking services

  • Become OP’s customer

  • Become OP’s corporate customer

  • Owner-customer benefits

  • Savings calculator

  • Loan calculator

Pohjola Insurance services

  • Insurance for private customers

  • Insurance for corporate customers

  • Request an offer for several insurance products

  • Did you encounter a loss? Navigate to Claim Help

  • Learn more about Pohjola Insurance

What's new

  • 30.6.2022 Warning: a phishing attempt for personal and payment card details in DHL’s name
  • 22.6.2022 We will close down OP-Russia fund
Mopovakuutus

Moped insurance to meet your needs

Get moped insurance today and extend your cover with comprehensive motor vehicle insurance. Check the price and buy!
Asuntolaina_kuva

Time to transfer loans to OP?​

In addition to your home loan, you can transfer consumer loans and hire purchase to us.​ Read more!
Punainen mökki järven rannalla

Own holiday home for summer?

Learn more about holiday home loan and fulfil your dream of a summer house!

Most used banking services

  • Home loan

  • Best deal on your home loan

  • Student loan

  • Car loan

  • ASP loan

  • All loans

  • Debit cards and credit cards

  • E-invoice

  • Mobile Money

Most used insurance services

  • Car insurance

  • Motor liability insurance

  • Motorcycle insurance

  • Home insurance

  • Life insurance

  • Health insurance

  • Baby insurance

  • Dog insurance

  • Request an insurance offer

Most used corporate services

  • Cash management

  • Netbank for corporate customers

  • Merchant services

  • Working capital

  • Services for entrepreneurs

  • Insurance for entrepreneurs

  • Liability insurance

  • Workers’ compensation insurance

  • Corporate loan

Most used saving and investment services

  • Funds

  • Index funds

  • Stocks and investing in stocks

  • ETF investing and ETFs

  • Saving through insurance

  • Owner-customer benefits from saving and investment

  • Where should you invest in right now?

  • OP Investment Partner

  • Profit Share

Digital services

  • OP-mobile

  • OP Business mobile

  • Electronic Signature Service

  • OP Home

  • Pivo

  • OP Private

  • OP Forest

  • OP Forest Appraisal

  • OP Self-employed service

  • Do the following in the case of fraud

Tools and calculators

  • Pohjola Claim Help

  • Loan calculator

  • Home loan calculator

  • IBAN calculator

  • Insurance calculator

  • Motor vehicle insurance calculator

  • Reference calculator

  • Bonus calculator

How does the war in Ukraine affect banking and insurance services?

Read frequently asked questions
In addition to letters and digits, you can use only a space character and character -.
Go to top of page
Customer service
Give us feedback
Use of cookies
Service charges
Call charges
Electronic signature service
Become OP's customer
Secure transactions
Use of OP eServices
OP Media OP Koti (in Finnish) Pohjola Claim Help
facebook twitter linkedin instagram
© OP Financial Group BIC: OKOYFIHH
Data protection Accessibility Terms of use Terms and conditions