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More benefits for owner-customers in 2025 too

As an OP cooperative bank owner-customer, you'll get daily banking services without monthly charges in 2025 too.
Liitä korttiisi K-Plussa Add K-Plussa to your card

You can add the Plussa feature to all OP cards free of charge.
Lapsivakuutus Health insurance for the children too?

Children get into all sorts of trouble. With child insurance, you avoid waiting in line and paying sudden treatment expenses.
” ” Changes in value added tax

People in Finland need entrepreneurs, and now entrepreneurs need people in Finland more than ever.
Mies Prepare your company for liability risks

General liability insurance provides security in the event that your company becomes liable to pay damages.

OP’s banking services

  • Become OP’s customer

  • Become OP’s corporate customer

  • Owner-customer benefits

  • Savings calculator

  • Loan calculator

Pohjola Insurance services

  • Insurance for private customers

  • Insurance for corporate customers

  • Request an offer for several insurance products

  • Did you encounter a loss? Navigate to Claim Help

  • Learn more about Pohjola Insurance

What's new

  • 12.9.2024 Owner-customers will get daily banking services without monthly charges in 2025 too
  • 5.9.2024 New Customer info to open on OP-mobile and the op.fi service
  • 4.9.2024 Taxation of OP bonus changes in 2026 – Owner-customer membership will continue to stay worthwhile
  • 2.9.2024 Update on the OP-Russia mutual fund for unitholders
Henkivakuutus

Calculate the price of life insurance

Life insurance gives you immediate peace of mind and financial security for your loved ones. As an OP cooperative bank owner-customer, you benefit from a 50% increase in the amount of life insurance payout. Try the calculator.
Opiskelijan luottokortti

OP Gold is credit card for students

You can apply for OP Gold if you study at a university or university of applied sciences. Read more about card.

New Savings Account available to open

Save more flexibly than before and gain a higher interest for your savings than with your Current Account, for example. Read more.

Most used banking services

  • Home loan

  • Best deal on your home loan

  • Student loan

  • Car loan

  • ASP loan

  • All loans

  • Cards and card use

  • E-invoice

  • Mobile Money

Most used insurance services

  • Car insurance

  • Motor liability insurance

  • Motorcycle insurance

  • Home insurance

  • Life insurance

  • Health insurance

  • Baby insurance

  • Dog insurance

  • Request an insurance offer

Saving and investments

  • Funds

  • Index funds

  • Stocks and investing in stocks

  • ETF investing and ETFs

  • Saving through insurance

  • Owner-customer benefits from saving and investment

  • Where should you invest in right now?

  • OP Investment Partner

  • Profit Share

Most used corporate services

  • Cash management

  • Netbank for corporate customers

  • Start investing

  • Merchant services

  • Working capital

  • Services for entrepreneurs

  • Insurance for entrepreneurs

  • Liability insurance

  • Workers’ compensation insurance

  • Corporate loan

Digital services

  • OP-mobile

  • OP Business mobile

  • Electronic Signature Service

  • OP Home

  • Siirto payment

  • Wealth management

  • OP Forest and OP Forest Appraisal

  • OP Smart Contracts

  • OP Self-employed service

  • Do the following in the case of fraud

Tools and calculators

  • Pohjola Claim Help

  • Loan calculator

  • Home loan calculator

  • Savings calculator

  • IBAN calculator

  • Insurance calculator

  • Motor vehicle insurance calculator

  • Reference calculator

  • Bonus calculator

  • ETF search engine

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