Pohjola Insurance Ltd

Standard & Poor's Credit Market Services Europe Limited ("Standard & Poor's")

Financial Strength Rating

AAA

 

 

 

 

 

 

 

 

 

 

 

   

AA+

 

 

 

 

 

 

 

 

 

 

 

   

AA

 

 

 

 

 

 

 

 

 

 

 

   

AA-

 

 

 

 

OP1

OP

OP

OP

OP

 

 

   

A+

OP

OP

OP

OP

OP

 

 

 

OP2

OP

OP

OP

OP

A

 

 

 

 

 

 

 

 

 

 

 

   

A-

 

 

 

 

 

 

 

 

 

 

 

   

BBB+

 

 

 

 

 

 

 

 

 

 

 

   

BBB

 

 

 

 

 

 

 

 

 

 

 

   

BBB-

 

 

 

 

 

 

 

 

 

 

 

   

BB+

 

 

 

 

 

 

 

 

 

 

 

   

BB

 

 

 

 

 

 

 

 

 

 

 

   

--

 

 

 

 

 

 

 

 

 

 

 

   

 

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1) December 2011 onwards
2) December 2015 onwards

11 December 2018

Standard & Poor's Full Rating Report (incl. OP Insurance), 11 December 2018

27 July 2018

Standard & Poor's affirms OP Corporate Bank plc's long-term debt rating at AA- and short-term debt rating at A-1+ and OP Insurance Ltd's rating at A+. S&P maintained stable outlook for both companies.

Standard and Poor's Research Update, 27 July 2018

July 2017

Standard & Poor's affirms OP Corporate Bank plc's long-term debt rating at AA- and short-term debt rating at A-1+ and maintains stable outlook.

17 November 2016

Standard & Poor's affirms OP Insurance Ltd's rating A+ and changes outlook from negative to positive. The change in outlook follows that of OP Corporate Bank plc's which reflects the change in Finnish BICRA trend from negative to stable.

Standard & Poor's: Various Positive Rating Actions On Finnish Banks On Improved Economic Conditions, 17 November 2016

17 August 2016

Standard & Poor's affirms OP Insurance Ltd's rating A+ and maintains the negative outlook in July.

2 December 2015

Standard & Poor's downgrades Pohjola Insurance Ltd's rating from AA- to A+ and maintains the negative outlook. Downgrade refers to S&P's decision to remove sovereign support uplift from the rating.

Standard & Poor's Research Update, 2 December 2015

31 October 2014

Standard & Poor's states in its release, that Pohjola Insurance Ltd's rating AA- and negative outlook remain unchanged despite subdued economic recovery in Finland.

Standard & Poor's Research Update, 31 October 2014

5 August 2014

Standard & Poor's affirms Pohjola Insurance Ltd's rating AA- with negative outlook.

Standard & Poor's Release, 5 August 2014

30 May 2014

Standard & Poor's affirms Pohjola Bank plc's long-term debt rating AA- and short-term debt rating A-1+. Pohjola Bank plc's and Pohjola Insurance Ltd's ratings removed from Credit Watch Negative. Outlook negative.

Standard & Poor's Press Release, 30 May 2014

30 April 2014

Standard & Poor's Research Update, Finland-based Pohjola Bank Ratings Remain on CreditWatch Negative Following Government Support Review, 30 April 2014

6 February 2014

Standard & Poor's put Pohjola Bank plc's long-term debt rating of AA- and short-term debt rating of A-1+ and Pohjola Insurance Ltd's financial strength rating of AA- under review for a possible downgrade (CreditWatch Negative).

Standard & Poor's Research Update, 6 February 2014

5 July 2013

S&P affirms Pohjola Insurance Ltd's financial strength rating at AA-. Outlook negative.

Standard & Poor's Media Release 5 July 2013, Pohjola Insurance Ltd

13 December 2012

S&P affirms Pohjola Insurance Ltd's financial strength rating at AA-. Outlook negative.

Standard & Poor's Credit Opinion 13 December 2012, Pohjola Insurance Ltd

16 May 2012

S&P affirms Pohjola Bank plc's long-term debt rating at AA- and short-term debt rating at A-1+, and Pohjola Insurance Ltd's financial strength rating at AA-.

8 December 2011

S&P upgrades Pohjola Insurance Ltd's credit rating from A+ to AA- and affirms Pohjola Bank plc's long-term counterparty rating at AA-, considering the outlook as stable. Affirming Pohjola Bank plc's credit rating is part of Standard & Poor's more extensive analysis of the banking sector in Europe, and their change of methodology.

Moody's Investors Service Ltd ("Moody's")

Insurance Financial Strength Rating

Aaa

 

 

 

 

 

 

 

 

 

 

 

   

Aa1

 

 

 

 

 

 

 

 

 

 

 

   

Aa2

 

 

 

 

 

 

 

 

 

 

 

   

Aa3

 

 

 

 

 

 

 

 

 

 

     

A1

 

OP1

OP

 

 

 

 

 

 

 

 

   

A2

OP

OP

OP2

OP

OP

OP

 

 

 

 

 

 

OP

A3

 

 

 

 

 

OP3

OP

OP

OP

OP

OP

OP

 

Baa1

 

 

 

 

 

 

 

 

 

 

 

   

Baa2

 

 

 

 

 

 

 

 

 

 

 

   

Baa3

 

 

 

 

 

 

 

 

 

 

 

   

Ba1

 

 

 

 

 

 

 

 

 

 

 

   

Ba2

 

 

 

 

 

 

 

 

 

 

 

   

--

 

 

 

 

 

 

 

 

 

 

 

   

 

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1) November 2008 onwards
2) September 2009 onwards
3) May 2012 onwards

 

11 May 2020

Moody's Credit Opinion, Pohjola Insurance Ltd, 11 May 2020

27 February 2019

Moody's Credit Opinion, OP Insurance Ltd, 27 February 2019

15 January 2018

Moody's upgrades OP Insurance Ltd's IFSR rating from A3 to A2 and keeps outlook stable.

Moody's Press Release, OP Insurance Ltd, 15 January 2019

20 December 2017

Moody's Credit Opinion Semi-annual Update, OP Insurance Ltd, 20 December 2017

29 June 2017

Moody's Credit Opinion Semi-annual Update, OP Insurance Ltd, 29 June 2017

20 December 2016

Moody's Credit Opinion Semi-annual Update, OP Insurance Ltd, 20 December 2016

27 September 2016

Moody's Company Profile, OP Insurance Ltd, 27 September 2016

4 July 2016

Moody's Credit Opinion, OP Insurance Ltd, 4 July 2016

30 November 2015

Moody's Credit Opinion, Pohjola Insurance Ltd, 30 November 2015

15 May 2015

Moody's affirms Pohjola Insurance Ltd's IFSR credit rating at A3 with stable outlook.

Moody's Press Release, Pohjola Insurance Ltd, 15 May 2015

Moody's Credit Opinion, Pohjola Insurance Ltd, 19 May 2015

18 December 2014

Moody's Credit Opinion, Pohjola Insurance Ltd, 18 December 2014

2 December 2014

Moody's Company Profile, Pohjola Insurance Ltd, 2 December 2014

26 June 2014

Moody's Credit Opinion, Pohjola Insurance Ltd, 26 June 2014

16 January 2014

Moody's Credit Opinion, Pohjola Insurance Ltd, 16 January 2014

6 November 2013

Moody's Credit Opinion, Pohjola Insurance Ltd, 6 November 2013

7 May 2013

Moody's Credit Opinion, Pohjola Insurance Ltd, 7 May 2013

31 May 2012

Moody's downgraded OP-Pohjola Group's standalone BFSR from B- to C, Pohjola Bank plc's debt and deposit ratings from Aa2 to Aa3, and the insurance financial strength rating of Pohjola Insurance Ltd from A2 to A3. Out-look stable.

10 August 2011

Moody's put Pohjola Bank plc'sAa2 rating for long-term debt, OP-Pohjola Group's bank financial strength rating (BFSR) B- and Pohjola Insurance Ltd's insurance financial strength rating (IFSR) A2 on review for possible downgrade.

8 September 2009

Moody's downgraded Pohjola Insurance Ltd's insurance financial strength rating (IFSR) from A1 to A2.

15 April 2009

Moody's put Pohjola Insurance Ltd's insurance financial strength rating (IFSR) on review for possible downgrade.

27 November 2008

Moody's upgrades Pohjola Insurance Ltd's insurance financial strength rating (IFSR) from A2 to A1.