OP Financial Group's entities currently have credit ratings from Standard & Poor's Global Ratings Europe Limited and Moody's Investors Service Ltd.
OP Corporate Bank plc
| Standard & Poor's | Moody's Investors Service | ||
|
Outlook: Stable 22 January 2021 |
Outlook: Stable 17 December 2020 |
||
| Short-term funding | Long-term funding | Short-term funding | Long-term funding |
| Issuer Credit Rating | Issuer Credit Rating | Issuer Rating | Issuer Rating |
| A-1+ | AAA | P-1 | Aaa |
| A-1 | AA+ | P-2 | Aa1 |
| A-2 | AA | P-3 | Aa2 |
| A-3 | AA- | Not Prime | Aa3 |
| B | A+ | A1 | |
| C | A | A2 | |
| D | A- | A3 | |
| BBB+ | Baa1 | ||
| BBB | Baa2 | ||
| BBB- | Baa3 | ||
| BB+ | Ba1 | ||
| BB | Ba2 | ||
| BB- | Ba3 | ||
| B+ | B1 | ||
| B | B2 | ||
| B- | B3 | ||
| CCC+ | Caa1 | ||
| CCC | Caa2 | ||
| CCC- | Caa3 | ||
| CC | Ca | ||
| C | C | ||
| D | |||
OP Mortgage Bank
| Standard & Poor's | Moody's Investors Service |
|
Outlook: Stable 6 October 2020 |
Outlook: Stable 8 May 2020 |
| Covered Bond Rating | Covered Bond Rating |
| AAA | Aaa |
| AA+ | Aa1 |
| AA | Aa2 |
| AA- | Aa3 |
| A+ | A1 |
| A | A2 |
| A- | A3 |
| BBB+ | Baa1 |
| BBB | Baa2 |
| BBB- | Baa3 |
| BB+ | Ba1 |
| BB | Ba2 |
| BB- | Ba3 |
| B+ | B1 |
| B | B2 |
| B- | B3 |
| CCC+ | Caa1 |
| CCC | Caa2 |
| CCC- | Caa3 |
| CC | Ca |
| C | C |
| D |
Pohjola Insurance Ltd
| Standard & Poor's | Moody's Investors Service |
|
Outlook: Stable 22 January 2021 |
Outlook: Stable 3 May 2021 |
| Financial Strength Rating | Insurance Financial Strength Rating (IFSR) |
| AAA | Aaa |
| AA+ | Aa1 |
| AA | Aa2 |
| AA- | Aa3 |
| A+ | A1 |
| A | A2 |
| A- | A3 |
| BBB+ | Baa1 |
| BBB | Baa2 |
| BBB- | Baa3 |
| BB+ | Ba1 |
| BB | Ba2 |
| BB- | Ba3 |
| B+ | B1 |
| B | B2 |
| B- | B3 |
| CCC+ | Caa1 |
| CCC | Caa2 |
| CCC- | Caa3 |
| CC | Ca |
| C | C |
| D |