OP Financial Group  >  Financial information  >  Key indicators

OP Financial Group's key indicators

           Q3/2016            Q3/2015
Locations                  447                   445
Customers (thousands)4,3384,290
Online service agreements (thousands)1,7141,632
Owner-customers (thousands)1,7191,471
Contributions to Group member banks' profit shares, membership capital and supplementary cooperative capital, MEUR2,6322,235
Balance sheet total, EUR billion               134.3                118.2
Loan portfolio, EUR billion                 77.8                  74.2
Deposits, EUR bllion                 54.3                  51.6
Total assets under management (gross), EUR billion                 72.0                  64.2
Equity capital, EUR billion                 10.1                   8.7
Net interest income, MEUR799   767
Other income, MEUR1,447 1,457
Total income, MEUR 2,245  2,224
Total expenses, MEUR1,136 1,105
Impairment losses on receivables, MEUR36 47
New accrued customer bonuses, MEUR153 146 
Earnings before tax, MEUR921 926 
Cost/income ratio, banking, %55.251.7
Common Equity Tier 1 (CET1) ratio, % / Core Tier 119.718.6
Ratio of capital base to minimum amount of capital base (under the Act on the Supervision  of Financial and Insurance Conglomerates) 164180

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