OP Financial Group  >  Financial information  >  Key indicators

OP Financial Group's key indicators

    Q1- Q4/2015      Q1-Q4/2014
Locations                  443                   455
Customers (thousands)4,3034,284
Online service agreements (thousands)1,6441,615
Owner-customers (thousands)1,4911,434
Contributions to Group member banks' profit shares, membership capital and supplementary cooperative capital, MEUR2,7621,900
Balance sheet total, EUR billion               125.1                110.4
Loan portfolio, EUR billion                 75.2                  70.7
Deposits, EUR bllion                 51.9                  48.8
Total assets under management (gross), EUR billion                 68.5                  61.3
Receivables more than 90 days overdue,EUR billion0.30.3
Equity capital, EUR billion                  9.3                   7.2
Net interest income, MEUR1,026  1,043
Other income, MEUR1,8681,710
Total income, MEUR2,8942,753
Total expenses, MEUR1,5201,555
Impairment losses on receivables, MEUR7888
New accrued customer bonuses, MEUR197189
Earnings before tax, MEUR1,101915
Cost/income ratio, banking, %53.856.1
Common Equity Tier 1 (CET1) ratio, % / Core Tier 119.515.1
Ratio of capital base to minimum amount of capital base (under the Act on the Supervision  of Financial and Insurance Conglomerates) 207189

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