OP Financial Group  >  Financial information  >  Key indicators
 
 

OP Financial Group's key indicators

OP Financial Group's key indicators

 

Q1/2017

Q1/2016

Change, %

Q1-4/2016

Earnings before tax, € million

295

284

4.0

1,138

  Banking

174

144

20.7

574

  Non-life Insurance

49

61

-19.3

244

  Wealth Management

34

73

-53.9

226

  Other Operations

38

5

 

95

New OP bonuses accrued to owner-customers

54

50

6.4

208

 

31 March 2017

31 March 2016

Change, %

31 Dec. 2016

CET1 ratio, %

18.8

19.5

-0.7*

20.1

Return on economic capital, % **

22.5

21.1

1.4 *

22.7

Ratio of capital base to minimum amount of capital base (under the Act on the Supervision of Financial and Insurance Conglomerates), % ***

142

160

-18*

170

Ratio of impairment loss on receivables to loan and guarantee portfolio, %

0.04

0.05

0.0*

0.09

Owner-customers (1,000)

1,766

1,507

17.1

1,747

 

 

 

 

 

Comparatives deriving from the income statement are based on figures reported for the corresponding period in 2016. Unless otherwise specified, balance sheet
and other cross-sectional figures on 31 December 2016 are used as comparatives.

* Change in ratio

** 12-month rolling

*** The FiCo ratio has been calculated under Solvency II transitional provisions.

 

OP Financial Group's numerical targets

 

 

31 March 2017

31 Dec. 2016

Target

Customer experience, NPS (-100-+100)

 

 

 

      Brand

20.6

22.7

25

      Service

57

53

70, over time 90

CET1 ratio, %

18.8

20.1

22

Return on economic capital, % (12-month rolling)

22.5

22.7

22

Expenses of present-day business (12-month rolling), € million

1,565

1,532

Expenses in 2019 lower than in 2015 (1,500)

Owner-customers, million

1.8

1.7

2.1 (2019)

 

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