OP Financial Group  >  Financial information  >  Key indicators
 
 

OP Financial Group's key indicators

2015/
Q1 
 

  2014/
Q1-Q4 

  2014/
 Q1
Locations454  456   472
Personnel12,220  
         12,548
   12,685
Customers (thousands)4,289  4,284   4,256
Online service agreements (thousands)1,621  1,615   1,633
Owner-members (thousands)1,445  1,434   1,415
Contributions to Group member banks' profit shares,
membership capital and supplementary cooperative
capital , MEUR
2,162  1,900    759
     
Balance sheet total, EUR billion116.4  110.4   104.6
Loan portfolio, EUR billion71.3  70.7   68.4
Deposits, EUR bllion48.6  48.8   47.4
Receivables more than 90 days overdue,
EUR billion
0.3  0.3    0.3
     
Equity capital, EUR billion7.7  7.2    7.1
     
Insurance savings, EUR billion11.6  10.6    9.6
Capital invested in mutual funds, EUR billion19.4  17.5    14.7
     
Net interest income, MEUR255  1,043    251
Other income, MEUR530  1,746    475
Total income, MEUR785  2,789    726
Total expenses, MEUR399  1,592    410
Impairment losses on receivables, MEUR21  88    10
Returns to owner-members, MEUR46  195    49
Earnings before tax, MEUR320  915    257
     
Cost/income ratio, banking, %51.0  56    56.1
Common Equity Tier 1 (CET1) ratio, % / Core Tier 1**16.7  15.1    15.5
Ratio of capital base to minimum amount of
capital base (under the Act on the Supervision  
of Financial and Insurance Conglomerates) 
167      200

** The comparatives are presented
based on the regulatory framework
that came into effect from 1 January 2014.
     


 

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