OP Financial Group  >  Financial information  >  Key indicators

OP Financial Group's key indicators

    Q1- Q3/2015      Q1-Q3/2014
Locations                  445                  457
Customers (thousands)4,2904,273
Online service agreements (thousands)1,6321,621
Owner-customers (thousands)1,4711,426
Contributions to Group member banks' profit shares, membership capital and supplementary cooperative capital, MEUR2,5011,500
Balance sheet total, EUR billion               118.2                106.3
Loan portfolio, EUR billion                 74.2                  70.0
Deposits, EUR bllion                 51.6                  47.7
Total assets under management (gross), EUR billion                 64.2                  58.8
Receivables more than 90 days overdue,EUR billion0.30.3
Equity capital, EUR billion                  8.7                   6.7
Net interest income, MEUR767774
Other income, MEUR1,4571,324
Total income, MEUR2,2242,098
Total expenses, MEUR1,1051,162
Impairment losses on receivables, MEUR4750
New accrued customer bonuses, MEUR147141
Earnings before tax, MEUR926739
Cost/income ratio, banking, %51.755.1
Common Equity Tier 1 (CET1) ratio, % / Core Tier 118.613.6
Ratio of capital base to minimum amount of capital base (under the Act on the Supervision  of Financial and Insurance Conglomerates) 197179

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