OP Financial Group  >  Financial information  >  Key indicators
 
 

OP Financial Group's key indicators

           H1/2015           H1/2014
Locations                  445                  459
Personnel12,23912,663
Customers (thousands)4,2844,270
Online service agreements (thousands)1,6181,612
Owner-customers (thousands)1,4561,420
Contributions to Group member banks' profit shares, membership capital and supplementary cooperative capital, MEUR2,3781,216
Balance sheet total, EUR billion               116.1                106.1
Loan portfolio, EUR billion                 73.3                  69.2
Deposits, EUR bllion                 51.2                  47.9
Total assets under management (gross), EUR billion                 66.3                  57.1
Receivables more than 90 days overdue,EUR billion0.30.3
Equity capital, EUR billion                  8.4                   6.2
Net interest income, MEUR511505
Other income, MEUR1,023914
Total income, MEUR1,5341,420
Total expenses, MEUR774801
Impairment losses on receivables, MEUR3733
New accrued customer bonuses, MEUR9793
Earnings before tax, MEUR627488
Cost/income ratio, banking, %52.056.6
Common Equity Tier 1 (CET1) ratio, % / Core Tier 118.112.8
Ratio of capital base to minimum amount of capital base (under the Act on the Supervision  of Financial and Insurance Conglomerates) 178169
 

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