OP Saving-for-retirement custody fees
OP bonuses are used automatically for OP Saving-for-retirement custody fees. If you do not have enough OP bonuses, the difference will be debited to your pension account.
Charges and fees related to OP unit-linked insurance
OP bonuses are used to charge operating expenses for the first premium of OP Unit-linked Insurance paid at a branch. Such expenses are paid using OP bonuses either in part or in full depending on the bonus pool available.
Mutual fund subscription fees
OP bonuses are used to pay the fees for mutual fund subscriptions performed at a bank branch. If the bonuses are not sufficient to pay the full subscription fee, the rest will be deducted from the subscription amount. At op.fi, any possible bonuses will not be used until the order has been confirmed. If OP bonuses are used for the subscription fee, the equivalent amount is used to subscribe for fund units. Subscription fees paid for using OP bonuses are not tax-deductible.
Subscription fees for index-linked bonds
Subscription fees for index-linked bonds are paid using OP bonuses either in part or in full depending on the bonus pool available.
Charges and withdrawal fees for OP-Private individual unit-linked insurance
OP bonuses earned are used for the asset management fee, management fees and withdrawal fees for individual unit-linked insurance.
Asset management fees and commissions
OP bonuses are used for Pohjola Asset Management fees and commissions. Such fees and commissions are paid using bonuses either in part or in full depending on the bonus pool available. Subscription fees paid for using OP bonuses are not tax-deductible.
Custodian services for book-entry securities and securities
OP bonuses are used for custody fees for domestic and foreign book entry securities and securities. If the bonuses are not sufficient to pay the full custody fee, the rest will be deducted from the custody account concerned. The fee paid for using OP bonuses are not tax-deductible.
Real-time stock price information and news on OP eServices
OP bonuses are used for monthly fees for the Internet-Market Information Service investment research, news package and price package. Such fees are paid using bonuses either in part or in full depending on the bonus pool available. Monthly fees paid using OP bonuses are not tax-deductible.
OP-eTrader fees
OP eTrader fees are paid using OP bonuses either in part or in full depending on the bonus pool available. Fees paid using bonuses are not tax-deductible.
Fees for one-time mutual fund subscriptions
Earned OP bonuses are used for fees for one-time mutual fund subscriptions.