Osuuspankin omistaja-asiakkuus - elämääsi varten

OP cooperative bank’s owner-customer membership

– for your life


Benefits for smoother everyday life

As an owner-customer of an OP cooperative bank, you’ll get benefits through life for the things that matter most. We are here for you when you need help with daily finances or advice on realising your dreams. It pays to be an owner-customer – the more you use our services, the more you benefit.

  1. OP-bonuses
    Only owner-customers earn OP bonuses. As an OP cooperative bank owner-customer, you will get 30 % more bonuses in 2023. If, for example, the total amount of your home loan, fund assets and monthly insurance premiums is 100,000 euros, you earn OP bonuses worth 325 euros per year. According to the normal accrual, the same transaction volume would bring 250 euros in bonuses.
    Read more and calculate your bonuses
  2. Discounts on banking and insurance services

    As an OP cooperative bank owner-customer, you’ll get considerable discounts on banking services and insurance policies, and outstanding benefits from investment.
    See all discounts