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OP Junior

Banking service for children and young people

Designed for 10‒17-year-olds, the Pivo Junior mobile service helps its young users to learn to follow and understand their spending. OP Junior includes necessary features for kids in a form that is easy to learn.

Teaches responsible spending

OP Junior shows kids what they spend their money on. The app includes a balance graph of payment and purchase transactions and a future balance estimate.

Helps to keep track of spending

On the OP Junior app, a kid can easily check their bank account balance anytime or anywhere – without a visit to the ATM or their parents’ help.

Download OP Junior

Download OP Junior for free from the app store of your smart device.

Simple and secure

A parent can monitor their kid’s spending from their personal OP-mobile if they want to. A kid can, however, use OP Junior even if their parent doesn’t use OP-mobile. OP Junior doesn’t include any commercial content such as benefits or offers.

Parent and kid need to activate OP Junior together

OP Junior is available for iPhones and Android phones and its use requires an OP bank account and a Visa Electron payment card linked to it. OP Junior is activated using the parent's online user identifiers for OP eServices, so the kid does not need to have their own identifiers.

Download the OP Junior app from the app store to the child's phone.
Then the app needs to be activated together with the parent, using parent's online user identifiers. The app will guide you through the activation.
After activation, the kid can login to the app using a four-digit access code selected by themselves.

OP Junior is ready to use!

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