OP cooperative bank customers who have paid a member cooperative contribution to their own bank are owner-customers. Owner-customers enjoy OP bonuses, benefits and discounts. If you are uncertain whether you are an owner-customer of an OP cooperative bank, you can easily check it on your debit or credit card or on OP-mobile or op.fi.
On OP-mobile, you can easily check whether you are an owner-customer. Go to the More section and then select My profile. Below your personal details, you can see whether you are an owner-customer and, if yes, in which OP cooperative bank.
On the op.fi service, you can also check whether you are an owner-customer. Log into op.fi by using either the Mobile key or the key code list. On the right-hand side of the page, next to your name, you will find a dropdown menu. Select Oma profiili (My profile). Under My profile, you can see whether you are an owner-customer and, if yes, in which OP cooperative bank.
The easiest way to check whether you are an owner-customer is by looking your OP debit or credit card. If you are an owner-customer, you can see the word ‘omistaja-asiakas’ (owner-customer) right below your name.
Not yet an owner-customer?
As an owner-customer, you will get significant benefits and discounts on your transactions with OP cooperative bank. You will also earn OP bonuses that can be used to pay bank service charges and insurance premiums, for example.