List of charges and fees for trading in equities

The more your trade, the lower your trading costs. Your trading fees accumulated during the previous calendar quarter determine the level of your trading fees.

Trading charges and fees for owner-customers

As an owner-customer, you always start at level 2. As an owner-customer, your maximum trading fee for trading in Finnish equities (Helsinki and Stockholm) and ETF products is one per cent (1%). The owner-customer benefit is effective until 31 December 2022.

The currency exchange charge accounts for 0.30 % of the transaction price (Sweden, Canada, Denmark, Norway, Switzerland and United States). 

Trading on the domestic markets: Finland and Sweden

  LEVEL 2 LEVEL 3 LEVEL 4 LEVEL 5
Trading fees for the previous calendar quarter Under €500 Over €500 Over €1000 Over €2500
Trading fee 0,17 % min. €7 0,15 % min. €5 0,10 % min. €5 0,05 % min. €3

Trading on other markets: Belgium, Canada, Denmark, France*, Germany, Italy, Netherlands, Norway, Portugal, Spain**, Switzerland, United States

  LEVEL 2 LEVEL 3 LEVEL 4 LEVEL 5
Trading fees for the previous calendar quarter Under €500 Over €500 Over €1000 Over €2500
Trading fee

0,17 % min. €8

 0,15 % min. €8 0,10 % min. €8 0,05 % min. €8

*Financial transaction tax of 0,30% will be charged on the largest purchase transactions of equities issued by a French issuer.
**As of 14 January 2021, a financial transaction tax of 0.20% is collected on purchases of equities of Spanish companies. The Government of Spain collects the tax on the purchase of shares issued by companies whose market cap exceeds EUR 1 billion.

Service packages

The charges and fees are inclusive of VAT insofar as the service is subject to VAT. Earned OP bonuses will automatically be used to cover service package fees. When you are an owner-customer, your book-entry account and custody will be free of charge and you can invest in Finnish and foreign stocks and ETFs without monthly fees or custody charges. If there is more than one custody arrangement, the fee is waived for all of them.

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Service packages for OP’s equity savings accounts

When you first open an account, you will not have to pay any monthly charges until the second full calendar month you bank with us. You will also be able to trade free of charge for the first 30 days.

With an OP equity savings account, you do not need to base your trading activity on prices. You can choose trading prices that suit you and trade when it is convenient for you. Not having to worry about trading fees leaves you free to focus on picking the right shares to buy.

With an OP equity savings account, you can trade in shares of Finnish companies listed on the Nasdaq Helsinki stock exchange or the First North Finland marketplace. You cannot, however, trade in foreign companies’ shares or subscription rights. Securities of foreign companies that are listed on the Nasdaq Helsinki stock exchange or the First North Finland marketplace and that execute their corporate actions in currencies other than the euro (such as Telia, SSAB, Endomines and Sotkamo Silver) are also off limits. You can use your equity savings account to sell any subscription rights that you hold, but you cannot buy rights. You also cannot subscribe for shares in initial public offerings or secondary offerings.

The Saver’s service package for equity savings account holders is free of charge for owner-customers. The package includes custody as well as equity and market analyses. The trading fee is 0.15 per cent of each executed order, subject to a minimum charge of EUR 5.00. The Investor’s service package for equity savings account holders costs EUR 9.99 per month for owner-customers. The package includes custody as well as equity and market analyses. The trading fee is 0.08 per cent of each executed order, subject to a minimum charge of EUR 3.00. You can switch to a different service package if your trading needs change. Your new package will be active from the start of the second full calendar month following the switch, and you must stick with your new package for at least three months. The Saver’s service package for equity savings account holders is free of charge for owner-customers. The package includes custody as well as equity and market analyses. The trading fee is 0.15 per cent of each executed order, subject to a minimum charge of EUR 5.00. The Investor’s service package for equity savings account holders costs EUR 9.99 per month for owner-customers. The package includes custody as well as equity and market analyses. The trading fee is 0.08 per cent of each executed order, subject to a minimum charge of EUR 3.00. You can switch to a different service package if your trading needs change. Your new package will be active from the start of the second full calendar month following the switch, and you must stick with your new package for at least three months.

Other prices

Moving your OP equity savings account to another service provider (includes moving your balance information, Finnish equities and cash assets) EUR 80.00 (incl. VAT 24%)
Transfer of other securities EUR 25.00/type (incl. VAT 24%)
Closing an equity savings account EUR 50.00 (incl. VAT 24%)