As suggested by the name, OP-Conservative suits a cautious investor. Since normally 20% of the fund's assets are invested in equities, value fluctuations remain tolerable even during market headwinds. However, it is important to understand that there is no such thing as a completely risk-free investment, so the capital invested even in OP-Conservative may reduce at times. In those times it is reassuring to know that the fund is in the safe hands of a portfolio manager and that you do not need to personally worry about market movements.
- OP-Conservative is ideal for an investor seeking reasonable yield but who is not asking for any additional risks in their life.
- The fund mainly invests in the fixed-income market, meaning that the fund's volatility is low.