OP-Suomi Indeksi

OP-Finland Index II A

Invest in Finnish equities through OP-Finland Index II A, easily and at low cost
1

Invest in Finnish equities easily

With a single easy investment, you can invest in around 50 largest public Finnish companies and diversify your investments effectively across familiar Finnish firms.

2

Cost-effective index fund for long-term investment

Thanks to its low fees, OP-Finland Index is a splendid option for investing in the Finnish equity market.

3

OP bonuses through fund units

As an owner-customer, you earn OP bonuses through your fund units.

Finnish option for investors appreciating low costs

Assets in OP-Finland Index II A are invested in Finnish equities according to the Nasdaq OMX Helsinki Benchmark Cap. The fund is ideal for investors who seek high returns, are ready to tolerate risk and appreciate passive portfolio management and low costs. The role of the fund's portfolio manager is chiefly to manage the fund cost-effectively according to the index. This is how the fund's management, subscription and redemption fees will remain low.

Investing in index funds requires some investment knowledge, because you should be able to assess your own risk tolerance. When determining the amount to invest in a fund, think of whether you would also be ready to tolerate an equivalent amount of price volatility in the equity market.

Solid foundation for investment portfolio

OP-Finland Index II A creates a solid foundation for an investment portfolio which you can supplement other funds and with direct equity investments. Thanks to their low fees and high expected return in the long term, the index fund can well complement your other investments in the portfolio of, say, a long-term saver or pension saver. We recommend OP-Finland Index especially as your long-term investment where you can redeem units no earlier than after seven years.
Subscription fee Annual management fee Redemption fee
0,10 % 0,20 % 0,10 %

The minimum subscription amount for OP-Finland Index II is 100,000 euros. Class II does not generate OP bonuses.

Read the portfolio manager's review on the fund's Finnish pages.

OP-Finland Index Fund is a passive index fund that invests its assets according to the index Nasdaq OMX Helsinki Benchmark Cap. This means that the Fund’s investments are split between the companies of the benchmark index in the same proportion as in the index.

Since the Fund aims to generate the same returns as the benchmark index, it only keeps a small portion in cash for the purposes of redemptions. In order to lower its trading needs arising from redemptions and subscriptions, the Fund may to a limited extent use derivative instruments in portfolio management.

Due to the structure of the Fund, its investments can be highly concentrated on certain sectors, such as industry, finance and technology.

The Fund’s trading costs are relatively low as changes to the portfolio are basically only made in conjunction with index adjustments.

Read more about fund’s responsibility on the fund’s Finnish pages.                                                                  

More details Basic data, performance and fact figures

Basic data

Fund manager
OP Asset Management Ltd
Benchmark index
Nasdaq OMX Helsinki Benchmark Cap -index
Start date
15.06.2018
ISIN
FI4000315726
fund serie
Institutional accumulation unit
Fund size
169 Meur
Serie value (04.03.)
121,22 EUR
Monthly review
Download
Rules
Download
Brochure
Download

Accumulated profit (04.03)

1mth 3mth 6mth 1 y 3 y p.a. 5 y p.a.
OP-Finland Index A −1,23 % +5,65 % +13,06 % +20,33 % - -
Benchmark −1,21 % +5,72 % +13,15 % +20,45 % - -

Yearly performance

2016 2017 2018 2019 2020 YTD
OP-Finland Index A - - −13,71 % +20,41 % +12,25 % +3,94 %
Benchmark - - −13,83 % +20,64 % +12,33 % +4,02 %

Key figures

Volatility 12 m vola 12m Sharpe 12 m Duration
OP-Finland Index A 26,80 % 0,78 -
Benchmark index - - -

Owner-customer benefits as of 1 January 2021

  • Book-entry account and custody €0: Custody of Finnish and foreign shares and ETFs without monthly charges. 
  • Buy and sell fund units €0: Buy, sell and switch nearly all of our funds without costs and earn OP bonuses by investing in mutual funds.*
  • Discount on share trading: Brokerage fee 0.17% (at least €7), maximum trading fee for Finnish shares and ETF products 1% until August 2021.
  • New benefit: Equity analyses €0: Free equity and market analysis.
  • Benefits of saving through insurance: Take out an insurance policy, switch between investment instruments and transfer funds free of charge. Earn OP bonuses from unit-linked insurance assets.

*No OP bonuses will accrue from the R2 Crystal Fund nor from institutional series of funds.

OP bonuses

In addition to OP bonuses earned through saving and investment, owner-customer earn bonuses from

  • loans
  • funds in accounts
  • purchases you have paid with the OP-Visa credit
  • insurance premiums for home, family and motor vehicle policies.

From 1 November 2020, OP bonuses will accrue from:

  • home loans, secured bank loans, student loans
  • savings and investment accounts
  • mutual fund units and unit-linked insurance
  • non-life insurance bills

The change on 1 November 2020 means that no OP bonuses will accrue from:

  • deposits in current accounts
  • unsecured consumer loans (Flexible Consumer Credit, Special Consumer Credit, One-off Credit and Overdraft Facility)
  • OP hire purchase
  • Purchases paid using OP Visa as a credit card, the balance of credit with interest of OP-Visa and OP-Mastercard cards

OP bonuses are used for the bank’s service charges and insurance premiums.

 

OP Fund Management Company Ltd manages OP mutual funds.