OP Financial Group's unit-linked insurance contains an extensive and diverse range of investment vehicles. Insurance savings are determined by the value performance of selected investment vehicles. The range of investment vehicles for different insurance products is shown below. Investment vehicles entitled "OP Life" are investment portfolios established by OP Life Assurance Company. The income and expenses presented on the site do not take into account expenses related to insurance granted by OP Life Assurance Company. For this reason, the investment vehicles value change differs from the change in the insurance savings.