OP Kulku -palvelu

OP Kulku lowers the threshold for using an electric car

OP Kulku offers consumers and businesses the opportunity to use an electric car with a monthly fee, without having to worry about ownership matters, putting in a major initial investment or trying to guess any value reduction of the vehicle. The agreement can be made for a minimum period of two years.

OP Kulku has two service levels.

  • OP Kulku Premium offers customers a comprehensive car service, consisting of not only use of the car but also any necessary repair and maintenance, comprehensive motor vehicle insurance and motor liability insurance, pick-up service for maintenance, tyre change service and tyre storage, and an unlimited number of car washes.
  • OP Kulku’s basic service, on the other hand, consists of use of the car and any repair and maintenance. 

OP Kulku offers a broad range of electric cars and rechargeable hybrids.  

The monthly fee is determined by the car chosen, level of accessories, duration of agreement, service package and mileage. The agreement can be made for 24–48 months.


The OP Kulku service is offered by Pivo Wallet Oy, which part of OP Financial Group.