Moving out on your own, starting studies and taking the first steps in your career are an exciting time. We will help you take care of your personal finances as you start your independent life. As an OP cooperative bank owner-customer, you always take care of your daily finances affordably. You also get discounts on insurance policies and investment services, as well as on services by our partners.
Benefits for young owner-customers
When you are our owner-customer and aged 18–29, you get the daily banking package starting from €0/month. The package includes a Current Account, payment card, and OP's user ID and digital services – everything you need for managing your daily finances.
Other owner-customer benefits include a student loan with no origination fee, provided you file your loan application at op.fi. You also receive interest on your Current Account and earn valuable OP bonuses from your use of our services. The bonuses are used to pay banking service fees and insurance premiums.