Possible solutions may be:
- extending the loan term
- taking a repayment holiday
- combining several loans into one that can be managed easier.
When you deal with difficulties in time, there are better chances of arranging things. By acting quickly, you will avoid unnecessary penalty interest, collection charges and payment default entries.
Tips on planning your finances
We offer you current information about your personal finances and useful tools for balancing your income and expenses.
Information on the management of personal finances and matters related to debt can be obtained from Takuusäätiö (Guarantee Foundation) and on the website of the legal aid office’s financial and debt counselling. Counselling provided by the legal aid office is free of charge.