OP-Moderate
A fund with better return potential without any major risks-
Investing in mutual funds pays off
OP-Moderate Fund offers a convenient solution for an investor who is interested in returns but not in following the stock market closely.
-
Well-balanced fund
A balanced asset mix with stocks increasing the growth potential and fixed-income instruments offering protection.
-
Take advantage of owner-customer benefits
As our owner-customer, you can buy, sell and switch OP-Moderate Fund units at no charge.
Investing is easy – our portfolio manager does it for you
OP-Moderate Fund is one of the three fund alternatives OP suggests for passive investors. As typical for balanced funds, OP-Moderate Fund comprises both stocks generating returns during an upswing and fixed-income investments providing protection during a downswing. A portfolio management professional changes the fund's equity weighting for the fund investor. The investments are diversified broadly geographically as well as across advanced and emerging markets.
A fund for those who seek a moderate return
OP-Moderate Fund suits investors seeking reasonable capital appreciation who can tolerate a slightly higher risk level in exchange for higher returns. In the case of OP-Moderate Fund, the risk level is between those of fixed-income investments and equity investments. OP-Moderate is best suited to a passive investor who intends to redeem his/her units after 3 to 4 years at the earliest. The fund is suitable, for example, for someone planning to buy a car or renovate their kitchen.
This is an advertisement. Remember that investment always involves risks. The value of investments can rise and fall, and an investor can lose part or all of the money they invest. OP funds are managed by OP Fund Management Company Ltd, with OP cooperative bank acting as its agent. Normal transaction costs are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield, OP-Alternative Portfolio and OP-Private Equity special common funds.