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Funds
Investing and saving in mutual funds is easy. By investing and saving in mutual funds, you can achieve your goals.
All funds
Mutual funds form an easy and convenient way of saving and investing. You can find all our funds here. Learn more and start investing in a mutual fund.
Why to start saving – This is how you get started
Whether your goal is big or small, it always pays to save. You can get started even with a small amount of money – making the decision to start saving is the key.
Easy fund investing with Saver's funds
Mutual funds are a good savings vehicle. With the easy Saver’s funds, you can start investing with ease. Learn more about the funds and start investing already today!
Investing in index funds
Index funds are suited for almost everybody’s investment portfolio. With index funds, you can cost-effectively diversify in equity markets globally.
Emerging markets funds
Emerging markets funds offer high return potential on your investments. These funds invest their assets in strongly growing markets.
OP-Palvelukiinteistöt
OP:n kiinteistörahasto on sinulle, joka haluat sijoittaa suomalaisille tärkeisiin palveluihin. Tutustu OP-Palvelukiinteistöön!
OP-Vuokratuotto
Asuntorahasto on helppo tapa sijoittaa asuntoihin, toimitiloihin ja niiden rakentamiseen. Tutustu OP-Vuokratuotto-asuntorahastoon!
OP-Metsänomistaja
Metsärahastot ovat helppo tapa sijoittaa metsään. OP:n metsärahasto on rahasto, jonne voit sijoittaa pienemmänkin summan. Tutustu!
OP's fund publications
Fund publications provide additional information on funds and investing in funds. You can also find key financial reporting indicators and market information.
Responsible investment products
Responsible investing pays off. Choose the best responsible investment fund and grow your wealth wisely.
Equity funds
An equity fund invests in stocks. Invest in the stock market easily. Explore our efficient equity funds and make an investment!
Short-term fixed income funds
Short-term fixed income funds are a flexible and low-risk choice for short-term investment.
Supplementary sustainability data
Rahastojen täydentävistä kestävyystiedoista saat syvällisen käsityksen siitä, miten rahastot edistävät ESG-tekijöitä sijoitusprosessin ajan.
Mutual funds and taxation
Comprehensive guide on mutual fund taxation: understand the difference in the taxation of income unit and accumulation unit, the importance of the FIFO principle and when the tax does not need to be paid. Read more about mutual fund taxation!
Fixed income funds
Fixed income funds are a handy way to diversify investments. Find the fixed income fund best suited to your needs!
Saving through insurance
You can find in our savings products through insurance suitable savings solutions for your child or for your retirement age. Start saving through insurance!
OP Unit-linked Insurance
OP Unit-linked Insurance is an endowment insurance which is an ideal long-term investment. Switching between investment vehicles within the insurance is easy and free through the digital services.
Principle of equity and additional bonuses
Read how the law obliged a life insurance company to act with respect to the principle of equity and additional bonuses.
Get your saving-through-insurance mail in electronic format
Saving-through-insurance mail in electronic format.
Pension insurance
What should I do as I approach retirement age? See our instructions and let us know whether you want to withdraw your pension insurance or defer the withdrawal.
Life Insurance Beneficiary
In this service, you can verify your identity for your insurance with OP Life Assurance Company.
OP Savings Agreement
OP Savings Agreement is a unit-linked capital redemption contract. Select investments from our wide range of options. You only pay taxes on capital gains when you withdraw funds.
OP Premium investment baskets
As an insurance saving customer, you can choose from our OP Premium investment baskets managed by our asset management professionals.
Responsible saving through insurance
By choosing responsible investment vehicles for your savings, you contribute to building a more sustainable future. Promoting responsibility is important to us. This also applies to saving through insurance.
Insurance wrapper
Save and invest in a tax-efficient manner by using an insurance wrapper. You can change investments within an insurance wrapper without tax.
Endowment insurance
Endowment insurance is an insurance savings contract that allows you to efficiently invest in investment baskets and funds in terms of taxation.
Asset and wealth management services
Asset and wealth management services enable you to seek peace of mind, ease and successful investments. Learn more about your options.
OP Asset Management
Professional asset management services across all asset classes for institutions and Wealth Management clients
OP Family Office
Personal wealth management and a long-lasting partnership. Let’s build the family office service package that best suits your plans for the future.
OP Private
We ensure that your wealth is in the best possible care. Welcome to OP Private Banking!
Buy-to-let investors
Insurance
Legal services
OP Private Wealth Planning
OP Private provides a comprehensive Wealth Planning service to clients with investment assets of over 1 million euros. Read more about wealth planning!
Services for Forest Owners
We can offer forest owners a diverse range of services, for example, for forest estate agency, forest financing, insuring forest estates and investing timber sale income.
Investing income from timber sales
Invest money from timber sales and make it grow. From OP, you can find an extensive range of investment vehicles for your income from timber sales.
OP Forest tells the value of your forest
Your forest prospers and grows, but how much is it worth? OP Forest service tells you the value of your forest, felling possibilities and the costs of forest management.
Best price for a forest estate
When an expert is there to help you, selling a forest estate is easy. An OP-Kiinteistökeskus expert can take charge of selling your forest for you.
Finance for forest estate purchase
Finance the purchase of a forest estate with a loan either in part or in full. The forest estate is also eligible as collateral for your loan. We will customise the loan to your needs.
Legal services for forest owners
Owning a forest involves a lot of legal matters which the forest owner should know. Contact our Legal Services.
Insure your forest the right way
Insuring a forest is vital because forest insurance provides cover in most incidents. Learn more and buy forest policy here!
Timber sales financing
Would you like to receive your timber sale proceeds into your account quickly? Together with UPM we can offer payment of such proceeds into your account within a few days.
OP Private for forest owners
As forest owner, you receive personalised wealth management from OP Private. You own asset manager is also your forest expert who knows the needs of a forest owner.
Metsävero-opas
OP Forest Appraisal
Stocks and investing in stocks
Equities generate the best returns in the long term. We provide equity investors with the best service, products and tools for equity investments.
Book-entry account
Invest in stocks as a better opportunity to get returns on your savings. Open a book-entry account and invest without monthly charges. Open a book-entry account (equity portfolio) now!
Equity Investment
Starting to invest in stocks pays off as they are the most profitable investment option in the long term. Read these pointers before starting to invest in stocks.
Warrantit
Warrantit ovat pankkiiriliikkeen tai investointipankin liikkeeseenlaskemia arvopaperistettuja johdannaisia, joilla käydään osakkeiden tavoin kauppaa pörssissä. Osta warrantit OP:sta.
Investment benefits of The Finnish Shareholders’ Association
As a member of The Finnish Shareholders' Association, we offer you value-for-money benefits for investing in stocks. Read more and make use of the benefits!
Investment savings account
Through an equity savings account, you can easily invest in stocks, with no direct tax implications. Open an equity savings account now with no charge.
ETF
ETF investing is increasingly popular. Take a look at OP’s ETFs and start ETF investing now.
Equity savings account or book-entry account?
Which account should be chosen for investment: an equity savings account or book-entry account? Both could be the answer.
International equity investment
Parannettu Ostotarjous Caverion Oyj:n osakkeista
Parannettu Ostotarjous Caverion Oyj:n osakkeista ost
Fifax Abp:n merkintäoikeusanti 8.3.–22.3.2023
Ostotarjous Uponor Oyj:n osakkeista
Stock prices
Indexes
Fixed income
Currencies
Dividend calendar
View dividend information, such as dividend calendar, dividends and dividend income and buy and sell shares.
Bonds (available in Finnish and Swedish)
There is a little something for everyone in our structured product family. Through structured products, you can invest in various underlying assets and reference companies in a versatile way.
Savings bonds
A savings solution with reasonable yield.
Investment bonds
Return from investments with a limited risk. The investment bond is a safer option than, for example, equity investment.
Corporate fixed income bonds
Corporate fixed income securities constitute savings and investment solution in case you want to accept more risk than by investing in bonds. Learn more about the product.
Bid and ask prices
Follow the bid and ask prices of OP’s structured products.
Prospectus and bond terms
Bond terms and other appendices can be found here.
Notifications related to structured bonds
We notify of any changes in structured bonds on this page. Read more!
Cancellation right
OP updates and supplements its bond programme every now and then. Here you can find information on the right to cancel related subscriptions.
SijoitusPlus
SijoitusPlus is a good solution for you if you want slightly higher returns and can take a limited amount of risk.
Saving on behalf of a child
By saving for your child, you secure your child's future financially and give them the freedom to follow their dreams. Don't wait, start saving today. You can get started with as little as €10 a month.
Equity savings account for a child
Invest in stocks without any direct tax effects. Start saving on behalf of a child and open an equity savings account on OP-mobile, free of charge.
Book-entry account for a child
Take advantage of the long savings time and aim for an effective return for your child’s savings with stocks. Open a book-entry account for your child, free of charge.
Fund investing for a child
The earlier you start, the more your child's investments can grow. Start monthly investment from just €10/month or easily make a one-off investment in a fund.
Saving for a godchild or grandchild
Start saving for a godchild or grandchild easily. Stocks and investment funds are valuable as a gift for a child. Get started with just €10 a month!
Saving through insurance for a child
Fund investing for a child is flexible through OP's unit-linked insurance. Start saving through insurance for the child with, say, €100 per month or a one-off investment.
Filing a complaint or an appeal in banking, wealth management services and real estate agency services
Please contact first your own OP cooperative bank or another OP's service provider that served you. If no settlement can be reached, you can contact a customer ombudsman.
Information for Investors news-sheets
The Information for Investors news-sheets contain information that must by law be communicated to clients before providing investment services.
Best Execution at OP Financial Group
Best Execution Policy
Effect of costs on investment return document
OP acting as a Systematic Internaliser
Report on returns and costs of investment products and services
OP Corporate Bank Plc policy for foreign exchange trading and the execution of foreign exchange orders
This page describes the policies that OP Corporate Bank Plc undertakes to follow in foreign exchange trading and the execution of foreign exchange orders. The policies are based on the global principles of good practice in foreign exchange trading, the FX Global Code.
Vaihtuvien korkojen määritelmät Johdannaisyleissopimukseen
Owner-customer benefits from saving and investment
As our owner-customer, you are entitled to value-for-money benefits from saving and investment.
Young person investing
Did you know that young people aged between 15 and 17 can save and invest independently on OP-mobile? The sooner you begin, the more you benefit. Start today!
Market information
See real-time prices and news and keep up with what’s happening in the market. This is how you know what is going on in equity markets. Enable the service!
Online Equity Research service
With no extra charge, you get equity analyses covering over 70 Finnish companies and 100 foreign companies. Read more!
Savings calculator
You can use our compound interest calculator to estimate the possible return on your investments. Try it out!
Investor profile
Find out what kind of an investor you are Filling in an investor profile takes only 10 minutes and you'll find out what investment products suit you. Create an investor profile!