E-commerce finance

A flexible payment method for customers of your online store

Offer your online store’s customers the option of paying by bill or instalment.
Start using our financing solution through a payment service provider, or by direct agreement with OP and connection to the solution as an e-commerce payment method.
We provide modern APIs and easy integration for financing.
Easy commerce and refund processes.
Around 40% of people in Finland are OP’s customers. OP’s brand is also highly trusted among other banks’ customers: OP’s payment methods provide a broad customer base.

Encourage purchases by offering payment by bill or instalments

Suitable for online purchases of up to €5,000.
OP Lasku (Buy with a bill) serves all banks’ customers – a large target audience.
OP Lasku has an interest-free payment term of 45 days. This is considerably longer than the typical 14-day payment term.
The instalment option adds flexibility to purchases.
Reasonable terms for your customer: the service does not include hidden costs or surprises.
Risk-free – you get the money when the purchase is made, we take care of the bills and instalments from then on.
Low-cost way to offer payment by bill and instalment.

Starting to use OP Lasku as your e-commerce payment method is easy

To use OP Lasku, contact your payment service provider. If OP Lasku is unavailable from your payment service provider, or your company uses its own e-commerce payment method, contact us.

Contact information

Kristian Kekkonen tel. +358 50 302 7330 kristian.kekkonen@op.fi Etelä- ja Länsi-Suomi	Katja Kopra-Kullas tel. +358 10 252 5106 katja.kopra-kullas@op.fi Etelä-Suomi Etelä-Pohjanmaa	Sari Lindbom tel. +358 10 252 3843 sari.lindbom@op.fi Itä- ja Keski-Suomi Kaakkois-Suomi
Timo Vähänen tel. +358 10 252 7159 timo.vahanen@op.fi Pohjois-Suomi Keski- ja Pohjois-Pohjanmaa	Timo Laitila tel. +358 10 252 7160 timo.laitila@op.fi Pirkanmaa Satakunta Åland Sweden