YTK Association’s insurance discounts
Cover for members of YTK AssociationRead about the discounts and ask for an offer
Read about YTK Association’s member discounts and ask for an insurance offer.
Include your union and membership number
In the offer request, state that you are member of the YTK Association and your membership number.
Benefits for OP cooperative bank's owner-customers
As an owner-customer, you will get a discount on your policies and also receive OP bonuses.
YTK Association’s members get up to 20% off from insurances for home and family
As an YTK Association member, you can get discounts on your new home and family insurance policies for up to three years. Your family members may also be covered by the insurance policies. Insurance for home and family includes home insurance, continuous travel insurance, valuables insurance, small boat insurance, living allowance insurance, legal expenses insurance and general liability insurance.
Comprehensive motor vehicle insurance for one year –20 %
Comprehensive motor vehicle insurance is an optional car insurance policy. You will be compensated against various panelling and glass losses and can be sure to receive help quickly.
As a member of YTK Association, you get 20 % off your car’s comprehensive motor vehicle insurance premiums during the first 12 months. This applies to a new Super Motor Insurance and Standard Motor Insurance for a car or van in private use, and a new Maxi Motor Insurance policy for a campervan or caravan. After the discounted year, the insurance policy will continue at normal price.
45 % increase on life insurance free of charge
We offer the members of YTK Association and their spouses living in the same household a cost-free 45 % increase in the amount of life insurance benefit. This benefit applies to new insurances and the amount of life insurance benefit must be between EUR 10,000 and 50,000. The amount of the cost-free increase will be confirmed annually, and this 45 % increase will be valid in 2021.
The OP Light Entrepreneurship benefit and other services for entrepreneurs
OP Light Entrepreneurship offers all YTK Association members free invoicing for up to EUR 2000 (VAT 0%), after which the fee will be 5% of the VAT-free invoicing.
In addition, we provide services that make entrepreneurs’ hectic everyday life easier and support the company's business. These include OP Business mobile, a service that goes wherever you go, as well as services related to business risk management.