How to apply for financing for your company

You can apply for company financing easily online. An online application does not commit you to accepting any financing granted, and is the fastest way to apply.

We will provide your company with the most suitable financing option, whether for a small purchase, large investment or to manage a seasonal fluctuation.

Steps of the financing application process
 

  • Fill in a financing application easily on the op.fi service.
    You can use IDs granted by OP or another bank to verify your identity.
  • Our experts will contact you within a few banking days after receiving your application.
    When processing the application, we will assess your company’s creditworthiness and map out a solution meeting its needs.
  • We will make a financing offer to your company.
    We calculate the best financing offer on a case-by-case basis.

Attach the following appendices and information to speed up the processing of your application
 

  • The latest official financial statements, including accounts for the previous financial year, and the auditor’s report if any. If more than six months have passed since the last financial statements, you must also attach a snapshot of the company’s accounts, or interim financial statements.
  • If you are seeking financing for a new company, you will need a business plan and three-year budget plan.
  • The company’s business plan, cash flow statement and profit budget would also be useful when processing the application.
  • Information on any financing granted by other financial institutions.

Read more about cash flow statement >

Think about collateral


In order to grant financing, we will need collateral. Consider in advance which assets your company can use as collateral for financing. Our expert will advise you on collateral-related matters.

Read more about collateral >

How to prepare for corporate loan negotiations? >