Opening a corporate account online

• You have an OP user ID.
• Your customer details are up to date in My profile.
• You are of age.
• You’re entitled to sign for your company alone or together with another person.
• Your company’s company form is a limited liability company or a private trader.
• Your company is only liable to pay tax in Finland.
• Your business consists mainly of non-investment operations.

We will automatically check your credit history from the credit data file of Suomen Asiakastieto Oy when we process your application.

If you can’t open the account online, please book an appointment with our customer advisor. Book an appointment

What information do you need when your open a bank account for your company online?

Basic company information

• Business ID and a description of the business
• Company’s financial information

For limited liability companies, the following information is required also:

• Information on owners and beneficial owners
• Extract from the Trade Register
• Report on the ownership structure if the limited liability company has other companies or ownership is distributed

What information do you need to have with you if you book an appointment?

Basic company information

• Business ID and a description of the business
• If the company is in its early stage, the memorandum of association and final protocol of the founding meeting
• If the company is active, the latest income statement and balance sheet
• List of countries of tax residence

Information on owners

• Name, date of birth or business ID, nationality, country of domicile or registration, interest in the company

Information on beneficial owners

• Name, date of birth, nationality, country of domicile, prominent public functions that you may hold, members of your family or your business associates

Personal ID document

• Be sure to bring your passport or ID card when visiting our bank branch.

The services are provided by OP cooperative banks.