Open a corporate account onlineOpen a corporate account easily and quickly. With a single application, you can access corporate account and entrepreneur banking services.
Basic banking service for entrepreneurs €11.55 per month*
* In addition, service fees for each transaction based on the use of services are charged.
Account for managing corporate payment transactions.
Online balance statement on corporate eServices
Delivery of an online balance statement accepted in accounting once a month.
OP-Visa Business Card
International payment and ATM card for companies.
OP Business mobile and op.fi service for companies
A Corporate Agreement for Digital Transactions enables your to use both services.
Aren’t you self employed or you are not an OP’s personal customer?
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Filling in the application is easy
The application is intended for sole traders and the owners of a one-person limited liability company that are OP’s customers. It takes 15 minutes to fill in the application with the following information:
- Business ID and business description
- Information on the company’s financial position
- Extract from the Trade Register and Articles of Association in the case of a limited liability company.
We will process your application within three weekdays. You can manage your corporate account by means of your personal online service user identifiers and also become user of OP Business mobile. When you change your customer role, you can with the same login do your personal transactions and transactions for your company.
We will automatically check your credit history from the credit data file of Suomen Asiakastieto Oy when we process your application.
These services are provided by OP cooperative banks.
What is the mandatory insurance policy for entrepreneurs all about?
An entrepreneur must buy a Self-employed persons’ pension insurance, or YEL insurance, when its earnings exceed the annual income limit. For example, the income limit in question was 8,063.57 euros in 2021. You must buy the YEL insurance within six months of starting your business. Read more about the YEL insurance and its terms and conditions.
You should also insure your business against risks threatening movable property and business continuity. Even if you suffer a loss, the company’s operations can continue.
The non-life insurance policies are issued by Pohjola Insurance Ltd. Life insurance policies are issued by OP Life Assurance Company Ltd. Earnings-related pension policies are issued by Ilmarinen.