Initiative risk-sharing guarantee for SMEs
We can obtain a 50% risk-sharing guarantee from the European Investment Fund for your company’s new project. The risk-sharing guarantee reduces the needed collateral amount and cuts your company’s financing costs.Lower collateral requirement for financing
The European Investment Fund’s (EIF) risk-sharing guarantee will cover 50% of the collateral for a new project.
We will apply for the guarantee for you
We will together with your company assess conditions for financing and the risk-sharing guarantee facility and then make a loan decision.
Risk-sharing guarantee that facilitates the availability of financing to SMEs
OP Financial Group has an agreement with the European Investment Fund (EIF) for the Initiative risk-sharing guarantee facility. For your loan, we will obtain from the EIF a 50% risk-sharing guarantee that facilitates the availability of financing to SMEs.
The Initiative risk-sharing guarantee facility is intended for financing profitable investments and working capital of SMEs. The guarantee reduces the needed collateral amount and cuts your company’s financing costs.
Does the SME Initiative risk-sharing guarantee suit your company?
- Does the SME Initiative risk-sharing guarantee suit your company?
- Your company has less than 250 employees.
- Your company’s financing need for an individual investment is less than 10 million euros.
- The repayment period varies from 2 to 12 years.
- Your company has not been granted in Finland de minimis aid of over 200 000 euros for the last three financial years (de minimis regulation).
We will together with your company assess conditions for financing and the risk-sharing guarantee facility and then make a loan decision.