” ”

Financial Loss Cover

Compensates financial loss caused to a third party by the company’s operations.

Prepare against financial liability risks

Financial Loss Cover provides cover against financial losses caused by your company or employee to a third party that are not connected to bodily injury or material damage.

Professionals at your assistance in case of loss

While you focus on your core business, we will investigate your company’s liability and negotiate with the injured party if necessary.

Includes cover for legal expenses

In addition to financial losses, the insurance also compensates the customer’s investigation and legal expenses that arise from the claim.

For whom is Financial Loss Cover intended?

Financial Loss Cover is ideal for companies that may cause losses mainly of a purely financial nature. Such companies include, for example:

  • attorney and law firms
  • accounting and bookkeeping firms
  • real estate brokers, and
  • property management firms.

Protect your business financially against claims for damages. For instance, an accounting firm may cause significant financial losses to a client as the result of an accounting error. The insurance covers, up to the sum insured entered in the policy document, financial losses caused to a third party and not related to bodily injury or material damage.

Why is financial loss cover useful?

In general, the purpose of liability insurance is to cover the company’s liability for damages caused to third parties. A basic form of liability insurance for any company is business liability insurance, but this does not cover financial losses. If the damage caused by a company’s operations is mainly in the form of financial losses, the cover afforded by business liability insurance against the losses typical to the company is very limited.

Financial loss cover, in turn, covers purely financial losses and liabilities that arise from a contract. With business liability insurance, it provides comprehensive insurance cover.

In the event of loss, you will be assisted by Pohjola Insurance experts, who will investigate whether a liability exists and what the amount of damage is. This frees up your company’s resources for your core business and allows you to focus on the essential while we negotiate with the party demanding damages. If the claim is disputed and taken to court, your liability insurance will also cover the legal expenses of the proceedings. 

How can I take out Financial Loss Cover for my company?

Please leave your contact information using the button below and we will send you a quote for Financial Loss Cover. Requesting the quote will not obligate you in any way. Our experts at Pohjola Insurance have extensive understanding of the sector and can provide more information on the content and price of financial loss cover. We also offer customised liability insurance for your company’s specific needs. Contact us for more information.

After receiving your quote request, we will contact you to determine the best liability and other insurance solutions for your company!

Mies on palaverissa ja hymyilee tietäen, että hänellä on turvanaan uuden yrittäjän vakuutuspaketti eli Yritysykkönen.
Special Corporate Insurance
Insurance package to protect your company’s movable property and operations. Special Corporate Insurance also covers sudden breakage losses.
Mies ja nainen keskustelevat siitä, miten oikeusturvavakuutus toimii yrittäjän turvana.
Legal expenses insurance
Cover against your company’s unexpected legal expenses.
Nainen selaa kannettavalla tietokoneellaan tietoja tilanteista, joissa vastuuvakuutus on hyödyksi.
Liability insurance
Business liability insurance covers your company in case of indemnification liabilities.

In the op.fi service, you can easily and safely manage all of your company's insurance transactions. The service allows you to, for example

  • report a loss and see how your loss report is processed
  • print out certificates of insurance
  • order a Green Card for company vehicles

How to activate the Internet Service:

  • Sign the Agreement for Digital Transactions and name the administrators.
  • Administrators can add other users and their access rights to the service.


The insurer is Pohjola Insurance. The losses will be covered in accordance with the law and the insurance terms and conditions.