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Kultalinkki bank connection software

A single tool for comprehensive financial management

Designed for businesses and small companies, Kultalinkki is bank connection software for managing daily payment transactions and monitoring account data.

Businesses can also use Kultalinkki as their single payment transaction and invoicing software, i.e. they can make payments directly using Kultalinkki and invoicing can be performed not only as e-invoices but also by email or in paper form. It also enables companies to flexibly send payment and invoicing data created by other software. Access right management enables your company to administer users and access rights of varying levels. Kultalinkki is an affordable and cost-effective software product for managing your company's daily payment transactions.

To enable Kultalinkki, you must conclude an agreement for Web Services and other payments services available. Web Services is a secure, reliable and standardised channel that works with various bank connection and ledger software. Through the channel, you can send and receive your company's payment transaction data between the bank's and your own software.

You can begin using the software as soon as your company has made a Web Services agreement with its own or nearest OP cooperative bank.

Kultalinkki is available in Finnish, Swedish and English.

Invoicing and payments in the same package can help improve efficiency.
Kati Javanainen‚ Sales Manager, OP

With Kultalinkki you can

  • process domestic and international payments and pay data
  • retrieve bank statements and reference lists of the payments into the account
  • send and receive ledger data
  • print out the required reports for accounting and track balance and transactions data real time
  • transfer money between your accounts and make urgent payments into the accounts of other cooperative banks and financial institutions
  • invoice customers using e-invoices (Finvoice), email invoices or paper invoices
  • receive and pay e-invoices (Finvoice)

Copy the latest Kultalinkki version (7.14) installation software from the link below.

Also contact your own OP cooperative bank, since your company needs a valid Web Services agreement to use Kultalinkki. At the same time, you should agree on other payment transaction services that your company uses.

Through the channel, you can send and receive your company's payment transaction data between the bank's and your own software.

With Kultalinkki, you can easily create e-invoices. Read more about sending invoices electronically.