Frequently asked questions about leasing and investment financing

Below you will find further information and guidelines on e.g. applying for financing, finance agreement, invoicing, agreement modifications, insurance and registration, taking financed assets abroad and ending of financing agreements. You will also find our Customer Service’s contact details.

OP’s online financing service

You can use OP's online financing service to view the details of financing agreements (currently valid and ended) and invoices. If necessary, you can also request changes to agreements. You can download agreement details from the service, in CSV format, for further processing.

You can log into the service with your personal online banking user ID or Mobile ID (issued by any Finnish bank). To use our services on behalf of a company, you must be entered in the Trade Register as an authorised signatory, or similarly authorised by your OP Digital Agreement. Your company’s administrator can provide authorisation via the op.fi service. If your company does not yet have an OP Digital Agreement, you can make an agreement at your OP cooperative bank.

Applying for financing

 

Making a financing agreement

 

Financing agreement

 

Invoicing and payment

 

Payment delays and debt collection

 

Changes to the agreement

 

Management, insurance and powers of attorney regarding the financed asset

 

Contact information and company details

 

Ending of financing agreement

 

Charges and fees for asset-based financing of corporate customers