Finance Lease – car financing for companies
With the finance lease, you will pay for using a car not for ownership.Company lease car and car financing
OP Finance Lease is an easy way to get a car without other required collateral.
Predictable costs for car use
Car financing gives companies the option to anticipate future costs. The costs are distributed in a balanced way using fixed monthly instalments.
Unlimited kilometres
The driving kilometres are not limited and your company can benefit from the car's value when the agreement expires.
What is a finance lease?
A finance lease is one possible way for your company to obtain a car loan. It means that OP buys a vehicle under terms agreed between your company and the vendor. The vehicle is then leased to you under a finance lease agreement. In a finance lease, your company will pay fixed rent instalments on the use of the car. This makes cash flows more balanced and your costs more predictable. This means you don’t need a large amount of capital for your car acquisition.
Pay only for use
OP Finance Lease is ideal for companies which want to answer for the maintenance of the lease car and do not care for limited driving kilometres. The lease term is between 24 and 60 months and the fixed lease payment is invoiced every month. At the expiry of the lease term, the customer will find a buyer of the car or agree on extending the lease. In case the car's selling price is higher than the agreed residual value, the difference will be refunded to the customer or, in the contrary case, the customer will pay OP for the difference.
Learn more about all of OP car leasing solutions
Read more about all OP Car Leasing solutions
The service is provided by the OP Corporate Bank plc.