OP Business Gold

OP's new corporate credit card for smooth and safe payment. Manage your company's expenses, cash flows and cards flexibly.

Apply for OP Business Gold

Safer and easier payments with a corporate credit card

OP Business Gold is suitable for employers and employees. Card purchases are always charged to the credit facility, and you will receive a bill once a month. The card is not linked to the company's bank account. Employees can easily pay costs, such as travel expenses, without using their own money.

Smoother daily operations and more flexible cash flows for your company

OP Business Gold is a credit card that brings flexibility to your company's finances during seasonal and other fluctuations. When all your company's banking and cards are with OP, you can easily view your company's finances in one place.

Manage cards and monitor payments online

With the op.fi service, you can easily modify all card features and view card purchases in real time.

Apply for a card conveniently online

With the op.fi service, you can apply for OP Business Gold and order additional cards for employees. You can restrict card use by setting security limits.

Learn more about applying for a card

Apply for OP Business Gold

For whom is OP Business Gold intended?

OP Business Gold is a credit card for companies and employees. You can apply for OP Business Gold if your company is a customer of OP. A person authorised to sign for the company can apply for the first card via the op.fi service.

Payments & security

OP Business Gold is a credit card whose payment liability lies with a company.
Credit limit 2,000–100,000 euros.
You can apply for cards for the company's employees, who can collectively use credit up to the credit limit granted to the company.
Card management is easy in the op.fi service. You can set daily security limits and billing-period spending limits for each card.
You will get an average 35-day interest-free payment period for your company's small purchases, travel and entertainment expenses.
You can pay securely online and worldwide or withdraw cash at ATMs with a Visa logo.
Add your card to Apple Pay, Google Pay, Samsung Pay or Garmin Pay to pay easily with a smart device, wherever you are.

Easier cost management

By using a corporate credit card, you can keep business and private costs separate.
You can view all card purchases itemised by person in real time in the op.fi service. You will also receive the same information later a monthly bill.

Smooth and flexible cash management

With a credit card, you can pay conveniently in Finland and abroad, both online and in-store. You can also easily add your card to mobile payment services.
If you do all your banking with OP, you can clearly see all your company's finances in one place.

Apply for the first credit card and additional cards easily online

OP's corporate customers can apply for OP Business Gold.
A person authorised to sign for the company can apply for the first card via the op.fi service.
A card administrator appointed by the company can order additional cards for employees online, based on the company's needs.

Manage cards easily

Your company will have three access right roles for cards: authorised signatory, card administrator and cardholder.
For all roles, cards are managed through the op.fi service.