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How to make international payments

It is easy and secure to make payments outside Finland through OP. You can make international payments everywhere in the world in these applications:

  • OP Corporate Hub
  • OP-mobile and OP Business mobile
  • op.fi online service
  • your company’s bank connection software.

Select the payment type and application that you want to use, and see our detailed instructions for international payment.

1. Select the type of international payment

You can make an international payment as a SEPA credit transfer outside Finland, as a euro payment outside the SEPA nearly anywhere in the world or as a non-euro payment. Non-euro payments are mainly made to countries with a currency other than the euro or when it has been agreed that the transaction is carried out in a specific currency.

 

2. Fill in the payment details

 

3. Take note of country-specific instructions

Check the country-specific instructions if you have not made payments to the country in question before. Be particularly careful with payments to China and Russia and in USD, as the smallest flaws in the payment will result in the returning or rejection of the payment, which will incur charges.

How to receive payments from abroad

If you want to receive payments from abroad, remember to provide the payer with the following information:

  1. Your name and address
  2. Your IBAN account number, which starts with FI and is 18 characters long
  3. OP’s SWIFT, or BIC code: OKOYFIHH
  4. Bank’s name: OP Corporate Bank Plc
  5. Bank’s address: Gebhardinaukio 1, FI-00510 Helsinki, Finland

Editing a payment

Once the payment has been debited from the account, it will show in the Transactions feed on OP-mobile and the op.fi online service. There may be some delay, in which case the debiting of the payment will show in your Transactions feed on the next banking day or the possible due date at the latest.

Once the payment has been debited or a foreign exchange transaction has been made, the payment cannot be cancelled or edited without charges. Additional information on the deleting, cancelling or editing of a payment and on questions related to a payment’s status is available from Corporate and Payment Services at 0100 05151.