If a payment is defaulted, an entry is made in the credit information register of Suomen Asiakastieto. This may affect your chances of getting certain banking and insurance services. The effect of the entry on the availability of services depends on the banking or insurance service and the number and type of your entries.
To learn about the effect of a payment default, please contact our customer service. General information about payment defaults can be found on the website of the Finnish Financial Ombudsman Bureau, FINE (in Finnish):