Sustainable financing for SMEs, private traders, and housing companies
For what kinds of projects can you get financing?
The importance of sustainability is growing for SMEs, private traders, and housing companies. Our sustainable finance solutions are ideal if your business or housing company are planning to invest in:
- renovation and modernisation projects that will improve energy efficiency
- energy-efficient new construction
- the use of renewable energy sources
- the utilisation of waste heat (for example, exhaust air heat pump purchases or industrial-scale investments)
- energy storage
- low emissions
- circular economy
- infrastructure for low emissions transport (such as installation of electric vehicle charging stations and related electrical work)
- organic farming or drainage of agricultural land.
How can you finance your sustainable investment?
You can finance your sustainable project by applying for our green loan or by using our EIF guarantee, for example. We assess all projects on a case-by-case basis, helping you to choose the best option based on the purpose of your investment and your company’s business model.
Green loan
- A green loan can be granted for green investments that enable businesses to reduce their environmental impact.
- You can use a project with a strong sustainability profile in your stakeholder communication and reputation building.
- You can get a green loan at a lower cost than a regular loan.
Read more about green loans
EIF guarantee
- Granted on the basis of a green business model or for a green investment.
- An EIF guarantee will serve as collateral for your loan, reducing your need for other collateral. It can cover up to 70 per cent of your loan.
- You will get financing at lower cost since an EIF guarantee reduces the bank’s risk.
Read more about EIF guarantees
