Frequently asked questions about hire purchase car financing

On this page you can find additional information and instructions on, for example, taking a car abroad, your outstanding debt, repayment holidays and selling a hire purchase car as well as our customer service contact information.

Try OP's online financing service

If you’ve bought a car using hire purchase, you can view your financing information on OP's online financing service (in Finnish). There you can also apply for a change in your bill's due date. You can also order an authorisation to take the vehicle abroad or apply for a repayment holiday through the service. You can log into the service with your personal online banking user identifiers issued by any Finnish bank or with a Mobile ID.

Vehicle management, insurance policies and powers of attorney

 

Vehicle registration and management at home and abroad

 


Selling or trading in a hire-purchase car

 


Insurance policies

 

 

Financing agreement and payments

 

Information concerning outstanding debt

 


Problems and changes to the agreement

 

 

My details and billing

 

 

Repayment holidays and changes to instalments