Current Account

Bank account for daily use

Best everyday bank account

Receive your regular income, such as salary or pension benefit, to a Current Account. Pay purchases, bills and loan repayments easily. 

Included in daily banking services

Link one or several cards and OP's user ID to the account. Then you can do your banking on OP-mobile and on op.fi service.

Follow your account transactions

Easily in English on OP-mobile. For an online bank statement, log into the op.fi service.

Do you want better interest on your savings?

Put your excess savings in the new Savings Account. The Savings Account pays better interest on your money than a Current Account. You can save in the Savings Account flexibly at your own pace and access your money at any time.

As an owner-customer, you get 0.25% interest on your Current Account

An OP cooperative bank owner-customer with a Current Account with standard terms and conditions and owner-customer membership in the same OP cooperative bank will be paid interest. If the account has several holders, all account holders must be the same OP cooperative bank's owner-customers.

Bank account for daily use

  • Current Account is part of our daily banking services, which also includes payment cards and an OP user ID for digital services. 
  • Pay your bills, purchases and loan repayments easily from the Current Account. 
  • Transfer spare money from your Current Account to Growth Return Account or Money Box or buy fund units or stocks.
  • Use your money tracking-tool  My financial balance on OP mobile. It helps you get a clear picture of your income and expenses. 
  • Open a Current Account easily on OP mobile. You can also do it in the op.fi service. 


The account is provided by OP cooperative bank.