1. Apply for OP Overdraft Facility in advance with the credit limit of your choice. You’ll get a credit decision quickly. 2. Choose OP Overdraft Facility as the payment method at the online store’s checkout. 3. You can choose later whether you pay for purchases in full or in instalments. 1. Apply for OP Overdraft Facility in advance with the credit limit of your choice. You’ll get a credit decision quickly. 2. Choose OP Overdraft Facility as the payment method at the online store’s checkout. 3. You can choose later whether you pay for purchases in full or in instalments.

You can apply for OP Overdraft Facility if you are at least 23 years old and you have user identifiers of a Finnish bank.