Siirto payment

Send money easily and securely, with just a phone number

Transfer money without additional fees

With the Siirto payment, you can send any amount up to 3,000 euros without surcharges. 

Send and request money or split payments

You can now divide payments among several people without hassle with Siirto payment. 

Send money in real time

With Siirto payment, the sum is transferred in real time, regardless of the time or day. 

Pay safely in online stores as well

Siirto payment is a safe way to pay online, as you don’t need to give your payment card details or personal identity code to the online store. 

What is Siirto payment?

Siirto is a Finnish mobile payment system where all users are strongly identified. To send or request money, all you need is the recipient’s phone number – you don’t need to know their account number.  

Over 1.5 million people in Finland already use Siirto payments. You can make Siirto payments to OP-mobile and Nordea’s Siirto app users. 

Siirto payment is convenient in many situations 

Siirto payments can be used for many purposes. You can pay your share of a group gift, transfer money to your family member or pay a purchase on an online flea market with just a phone number. You don’t have to remember any account numbers. With the Siirto payment, you can send any amount up to 3,000 euros without surcharges or service fees. 

You can also use Siirto to pay in many online stores and apps. As a customer of OP, you can pay with Siirto in all online stores which offer Siirto as a payment method. Online payment with Siirto is not only easy but also secure: you don’t need to give your payment card details or personal identity code to the online store.  

Enable Siirto payment on OP-mobile

  1. Go to the New payment section. 
  2. Start using Siirto through the Siirto payments section. 

How to make a Siirto payment on OP-mobile 

  1. Log into OP-mobile and select New payment. 
  2. Select Siirto payment. 
  3. Select whether you wish to send or request money. 
  4. Next, choose the recipient of the payment or request. 
  5. Enter the amount. You can also write a message if you like. 
  6. Accept the payment or request. 

You can make Siirto payments to OP-mobile and Nordea’s Siirto app users. 

 

The Siirto service is enabled by Siirto Brand Oy and the Siirto payment is provided by OP Retail Customers Plc.