E-invoice for easier daily life

You can check and confirm e-invoices quickly or, if you wish, have all e-invoices paid automatically.

"E-invoice is a hassle-free payment method. Bills find their way through every day of the week and don’t get forgotten in the mailbox or lost on the way." Riikka, Espoo

What is the e-invoice?

An e-invoice is a bill sent to your mobile and online bank in electronic format. E-invoicing is an easy method for sending bills, as an e-invoice includes the same information as a paper bill. As it is an electronic bill, only the delivery method is different. You can order a bill as an e-invoice on OP-mobile and the op.fi service.

When you use e-invoicing, the bill and the payment details are directly sent to the bank service. Paying e-invoices is easy with a PC, tablet or smartphone. After ordering an e-invoice, you no longer have to manually type the payment details. The bill is also automatically stored.

What is the benefit from e-invoicing?

E-invoicing makes everyday life easier in various ways, as the bills always arrive on time and into a single place. E-invoicing is also secure, as the payment details are always correct, and there is no risk of human typing errors. E-invoices are an easy, free, flexible, and secure way to pay bills.

Will I be notified of the e-invoice?

You will receive the e-invoice well before the due date on OP-mobile and the op.fi service. You are more sure to notice the e-invoice if you allow notifications on OP-mobile. The app will notify you of incoming e-invoices pending confirmation, e-invoices paid, as well as a reminder of the due date if you have not yet paid the e-invoice.

E-invoices will not be charged from your account until you have approved them unless you have separately select automatic payments.

Do I have to pay an e-invoice on the due date?

You can easily edit, confirm, and delete payments that have arrived as e-invoices before the due date. You can change the payment account and amount or bring the due date forward. You can also remove the payment or postpone the due date if you first agree on the matter with the payee.

You decide yourself how to confirm e-invoices for payment. You can confirm e-invoices yourself or permit them to be automatically confirmed on the due date of the payment. You can set a maximum amount per e-invoice. Payments below that amount will be confirmed automatically.


E-invoices are a convenient alternative to paper bills, because the bill reaches you wherever you are. You do not need to enter long account and reference numbers but the details are there in your mobile and online bank. If you choose automatic confirmation, you do not need to confirm your bills separately. They will be performed automatically.

Free of charge

When you order bills as e-invoices instead of paper bills, you do not need to pay any extra charge for paper bills. Paying a bill is also free. Through the automatic debit payments, you can also save in that your bills will always be paid in time and you do not have to pay any penalty fees for late payments or reminder fees. You can also avoid these by allowing notifications on OP-mobile, as the app will remind you if an e-invoice is unpaid on the due date.


You can always edit an individual e-invoice. This also applies when you choose automatic debit payment. You can change the e-invoice payment account and bring forward the due date. You can also postpone the due date and change the payment amount, provided that you first agree on this with your originator.

In addition to individual e-invoices, you can edit an e-invoice order at any time. You can set the account on which the e-invoices are primarily paid and whether payment is automatic or not.


E-invoicing is secure and e-invoices always arrive on time. Banks carefully verify the identity of e-invoice senders and payers. You will forego the trouble of appropriately disposing of paper bills and avoid typing errors. This is how your information remains safe. In any case, e-invoices are safe in the incoming e-invoices of you online bank and you can go back to get them later.

1. Order an e-invoice while paying

Make an e-invoice order while you are entering a new payment if the payee offers e-invoicing as a payment method. 

2. Order an e-invoice by selecting a paid bill in account transactions

Press the clearly visible Tilaa e-lasku (Order an e-invoice) button under Tapahtumavirta (Transactions Feed) on the op.fi service. The button is shown if the payee offers e-invoicing as a payment method.

3. You can order an e-invoice easily by searching for the correct payee

You can easily order e-invoices by searching for the payee by the payee's name, business ID or account number. Keep the latest bill from the payee at hand, because you need to enter either the reference number, the customer number, or other corresponding information shown on the bill.

4. Just accept a proposed e-invoice

The payee with whom you have an agreement may send a proposed e-invoice to you. The proposed e-invoice is a prefilled e-invoice order. By accepting the proposal, you can easily order an e-invoice.