OP's Mobile key
Identify yourself easily and securelyMobile key is a personal identification method that only works on the smartphone or tablet on which you have enabled it
Mobile key is included in the OP-mobile app. With it, you can log into OP's digital services quickly, identify yourself when calling to our Customer Service and confirm payments. You can also use it to identify yourself when logging into public services, such as MyKanta or Kela.
You can enable Mobile key on OP-mobile if you have OP’s user ID
Mobile key works everywhere where you'd otherwise identify yourself with a key code list – also when you log into the op.fi service on your computer's web browser.
Mobile key is easy to use and secure
It only works on your own device. To confirm transactions with Mobile key, you enter the 4–8-digit PIN code that you set yourself when enabling Mobile key.
How to start using Mobile key
To use OP's digital services, you'll need an OP user ID. You can get an OP user ID either from a bank branch or by becoming a customer online.
- How to activate OP-mobile and Mobile key
Select this if you have an OP user ID as a personal customer. - How to activate OP Business mobile and Mobile key
Select this if you have an OP Corporate User ID. - How to get Mobile key for confirming card purchases
Select this if you have a K-Plussa Maksuaika, OP Business Debit, or OP Business Gold card, but do not have an OP user ID.
Children and young people can also use OP-mobile and Mobile key. In addition to OP's digital services, Mobile key can be used for, say, confirming card payments online. With the consent of their guardians, persons over 12 years of age can identify themselves for services that require strong identification, such as Studyinfo, MyKanta and Kela.
Read more about user IDs for children and young people
If you do not have an OP user ID but are an insurance customer, you can use OP-mobile for insurance matters.
Instructions on using Mobile key
You can use Mobile key to log into the OP-mobile or OP Business mobile app, and to confirm transactions. When identifying yourself to use other digital services based on login with your OP user ID, choose Mobile key as the identification method then confirm the identification with Mobile key in OP-mobile.