Mobile payment app for paying conveniently and securely in any situation

New in Pivo: groups

Now you can create a group to Pivo with your friends, roommates or partner and easily share joint expenses.

With Pivo's groups, you get a clear summary of your joint expenses, Pivo calculates how much each one of you owes, and you can easily pay your shares with one swipe.

You get access to groups in Pivo's newest version.

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Money moves from one account to another in real time

When sending money with Pivo, the money reaches its destination right away – also in the evenings and at weekends.

Domestic and secure mobile payment app

Developed by OP Financial Group, the Pivo mobile payment app has been awarded the Key Flag Symbol by the Association for Finnish Work.

Over a million registered users

Pivo already has over 1.2 million registered users in Finland, and hundreds of thousands of people use Pivo every month for payment.

Download Pivo for free

Pivo is a free-of-charge app that can be downloaded on most smartphones from the phone’s app store.

Download on the App Store
Get it on Google Play

What is Pivo?

Pivo is a versatile mobile payment app with which you can pay conveniently and securely in any situation. Transfer money easily to a friend or spouse and pay with your phone in online stores, apps and at store checkouts. With Pivo, you can pay without account numbers, bank identifiers, card numbers or any other hassle. You only need to enter your data once in Pivo.

In addition to mobile payment, Pivo encompasses much more, like the popular CityShoppari 2021 benefits to which you have free access as an OP cooperative bank owner-customer.

Convenient mobile payment in all situations

CityShoppari 2021 vouchers for free

As an OP cooperative bank owner-customer, you get access to the popular CityShoppari 2021 vouchers on Pivo for free (normal price €9.90). Pivo’s CityShoppari features hundreds of vouchers and discounts on eating and shopping all around Finland.

How to enable CityShoppari on Pivo:

  1. Download Pivo on your smartphone from the app store.
  2. Activate Pivo by using OP’s user ID. Pivo will automatically recognise you as an owner-customer.
  3. In Pivo’s main view, select CityShoppari and tap Enable.
The service is provided by Pivo Wallet Oy, which is a part of the OP Financial Group.