Information on motor vehicle insurances

Motor vehicle insurance for young people

Once you have obtained your driving licence, it will be time to jump into the driver’s seat and develop your skills on your own. This article contains information for young and new drivers on the motor vehicle insurance policies and benefits that Pohjola Insurance provides to new drivers.

New to motor vehicle insurance? Get to know the terms of the field!

Motor vehicle insurance is a versatile form of insurance whose scope and coverage can be tailored to the needs of each driver and vehicle. When looking for your first motor vehicle insurance, you will run into a slew of new terms and concepts, such as motor liability insurance, comprehensive motor vehicle insurance, no-claims bonus, and bonus cover. We have compiled a small primer below that will help you familiarise yourself with the terms of the field before you purchase your first motor vehicle insurance. 

What is the best motor vehicle insurance for a young person?

Motor vehicle insurance comes in all shapes and sizes, and most comparisons will inevitably focus on the cost of each policy. The price of a policy is affected by e.g. the make and age of your vehicle, the bonus scheme provided under each policy, and the covers you choose for your policy. The most inexpensive motor vehicle insurance for a young person is most likely one that only includes mandatory motor liability insurance. However, if you are only at the beginning of your driving career, it pays to consider whether the cheapest option is the best for your needs. 

Even though voluntary comprehensive motor vehicle insurance can increase the price of your motor vehicle insurance, it will also provide you with more cover as you learn the ways of the road with your vehicle. Should an accident occur, the cheapest motor vehicle insurance may not prove to be the most inexpensive option. We recommend looking through our comprehensive motor vehicle insurance options before purchasing your motor vehicle insurance.

Motor vehicle insurance for young or new drivers, up to 20% off

Have you completed the slippery driving course yet? Pohjola Insurance wishes to provide new drivers with the best possible prerequisites for learning about safe driving, together with the Finnish Driving Schools Association and our partner test tracks. 
When you complete your driving course at one of our partner test tracks, you will be eligible to purchase your Pohjola Motor Vehicle Insurance for up to 20% off. This offer will remain valid for 6 months after completing the driving course.