What is collision insurance or Collision Cover?
Collision Cover is part of the voluntary comprehensive motor vehicle insurance for your vehicle. Collision Cover is included in the Standard Motor Insurance and Super Motor Insurance for passenger cars, vans and lorries, as well as the Maxi Motor Insurance for other vehicles. The most limited comprehensive motor vehicle insurance, Medium Motor Insurance, does not include Collision Cover.
Collision Cover covers damage to your vehicle, if the damage is the result of, e.g. a collision, swerving off the road, or a storm. When covered by Collision Cover, your deductible is at least EUR 200 according to your choice. If the damage is not caused by storm or hail, it will also affect your comprehensive motor vehicle insurance bonus.
Please keep in mind that damage to your vehicle resulting from a collision may also be covered by the other party’s motor liability insurance, if the other party is guilty to the resulting damage. If the damage is covered by the other party’s motor liability insurance, it will not have an effect on your bonus and you will not have to pay a deductible.