Consumer loan calculator

Do you need a loan to finance your purchases? The consumer loan calculator shows you a range of loan options tailored to your needs, including the preliminary financing costs.

Consumer loan calculator presents two loan alternatives. OP Tailored Consumer Credit between €2,000 and €30,000. Bank Loan for amounts over €20,000.

Enter the loan amount you want and the monthly instalment. You will be presented with alternatives that match your figures. The loan costs and further details are found in the calculation results that are updated automatically as you change the input data.

Please note that the calculation is only indicative and that the loan terms are calculated for each customer. You will receive the actual loan details and costs once you apply for a loan decision online.

Loan options

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Total costs

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Loan term

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Number of instalments

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Annual percentage rate of charge

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Origination fee

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Loan servicing charge

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Please note that the calculation is only indicative and that the loan terms are calculated for each customer.

How to use the consumer loan calculator

  1. Enter the loan amount you need in the consumer loan calculator and the monthly instalment you would like.
  2. The calculator shows you the loan options that suit you best. You can also see their detailed costs.
  3. When you find the option you prefer, read more about the loan and apply for financing conveniently online.

Note that the calculation produced by the consumer loan calculator is always an estimate. The loan interest rate and terms and conditions will be specified in the loan offer.

Why use the consumer loan calculator?

  • The consumer loan calculator shows the loan options best suited for you, based on the loan amount and your preferred monthly instalment.
  • You can easily compare the different financing options.
  • The calculator shows you an easy-to-read estimate of the actual cost of the loans.

The loan options differ in terms of their collateral, interest rate and maximum loan amount. When you find your preferred loan option, you can view the loan in more detail.