Loan Calculators

Are you dreaming of a home, car, renovation or studying? With a loan calculator, you can outline a loan that suits your needs and its properties. You can also test the effect of interest rates on the monthly loan instalment. You will receive an indicative calculation of the loan costs with various loan terms right away.

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Did you know that, as an OP cooperative bank owner-customer, you earn value-for-money OP bonuses on your home loan, student loan and secured bank loan? As an owner-customer, you will get 40% more OP bonuses than normal in 2024.

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Once you have calculated a suitable loan with the loan calculator, you can easily apply for a loan online. You can even sign the loan agreements conveniently at home, if you so wish, because all loan negotiations and signatures can be made online. For the electronic signature, you need OP's credentials. Note that a student aged at least 18 can apply for a student loan and sign it by logging into – no loan negotiations at a branch are required.